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Get Cheap Car Insurance in Highland Park, Pittsburgh, PA
We monitor insurance prices, helping the average driver in Highland Park save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Highland Park
The chart below shows the cheapest car insurance company in Highland Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Highland Park Insurer | Monthly Cost |
|---|---|
| Kemper | $55 |
| Metromile | $55 |
| Travelers | $56 |
| State Farm | $58 |
Savings for Every Kind of Highland Park Driver
Based on our extensive insurance data, we know the average Highland Park driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $418 per year by choosing the right vehicle insurance company. Some Highland Park residents are paying out over $1,490 extra every year for auto insurance in Highland Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Highland Park, Pittsburgh, PA Savings / Yr. |
|---|---|
$418 |
|
$740 |
|
$565 |
|
$674 |
|
$1,726 |
|
$299 |
|
$534 |
Highland Park Car Insurance vs. Pittsburgh
People living in Highland Park pay an average of 4.48% more than the typical driver in the state. The average driver in Highland Park can expect to pay about $924 per year, or $1,490 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Highland Park for most people.
Car Insurance Prices by Highland Park Neighborhood
Insurance Prices
Where is insurance cheapest within Highland Park?
The map shows insurance prices in and around Highland Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $227 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,637 to a low of $1,410. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southwest parts of Highland Park.Pick the Best Car Insurance Company for You in Highland Park
The best car insurance provider for most drivers in Highland Park
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $418 over the average Highland Park car insurance company.
The best car insurance provider for Highland Park drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $740 over the competition.
The best car insurance company for Highland Park drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $565 better than other car insurance companies.
The best auto insurance for Highland Park drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $674 less each year.
The least expensive car insurance company for new and young drivers in Highland Park
In Highland Park, Travelers costs young drivers $1,726 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Highland Park
State Farm gave the largest car insurance discounts to married couples, averaging $299 saved each year compared to an average Highland Park couple's premiums.
The cheapest car insurance in Highland Park for drivers with bad credit
The best Highland Park car insurance company for customer service
Nationwide was the best company for customer service in Highland Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Highland Park
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Highland Park driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Highland Park, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Highland Park
What Influences the Cost of Car Insurance in Highland Park?
On average, car insurance in Highland Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Highland Park is 31 minutes, which is about the national average for a driver in the city.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 13 to 14 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Highland Park are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Highland Park has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Highland Park is $77 per month for minimum coverage and $124 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- East Liberty: Insurance costs 9.19% more
- Morningside: Insurance costs 3.15% less
- Garfield: Insurance costs 11.21% more
- Stanton Heights: Insurance costs 4.30% more
- Lincoln-Lemington-Belmar: Insurance costs 13.76% more
- Shadyside: Insurance costs 4.16% more
- Bloomfield: Insurance costs 0.74% more
- Homewood North: Insurance costs 17.45% more
- Point Breeze: Insurance costs 0.94% less
- Central Lawrenceville: Insurance costs 0.47% less
Neighborhoods with Similar Populations
- Lower Garden District: Insurance costs 137.72% more
- Southeast Como: Insurance costs 27.92% more
- Southeast: Insurance costs 0.34% less
- South Westnedge: Insurance costs 93.83% more
- South City Community: Insurance costs 10.87% more
- Murray Hill: Insurance costs 21.54% less
- Moss Bay: Insurance costs 13.15% more
- Madison South: Insurance costs 23.15% more
- Madison Park: Insurance costs 51.34% more
- Southside: Insurance costs 1.07% less