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Get Cheap Car Insurance in East Griffin, GA

We monitor insurance prices, helping the average driver in East Griffin save up to 33.4% on car insurance.

 

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The Cheapest Minimum Coverage in East Griffin

The chart below shows the cheapest car insurance company in East Griffin for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Farm Bureau, State Farm, and Progressive.

 
East Griffin Insurer Monthly Cost
Travelers $77
Farm Bureau $80
State Farm $88
Progressive $95

Savings for Every Kind of East Griffin Driver

The table shows how much the average auto insurance customer in East Griffin might save by following our recommendations.

Based on our extensive insurance data, we know the average East Griffin driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $369 per year by choosing the right vehicle insurance company. Some East Griffin residents are paying out over $1,778 extra every year for auto insurance in East Griffin. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

East Griffin Car Insurance vs. Georgia

People living in East Griffin pay an average of 0.37% more than the typical driver in the state. The average driver in East Griffin can expect to pay about $1,182 per year, or $1,778 for full coverage.

Based on our analysis, Travelers will be the cheapest provider in East Griffin for most people.

Car Insurance Prices by East Griffin Neighborhood

East Griffin, GA map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within East Griffin?

The map shows insurance prices in and around East Griffin, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $56 per year within the city boundaries, with insurance premiums ranging from a high of $1,791 to a low of $1,735. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of East Griffin.

Pick the Best Car Insurance Company for You in East Griffin

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the East Griffin insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in East Griffin

For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $369 over the average East Griffin car insurance company.

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We use the average good driver, paying $117 per month, as our baseline for pricing in East Griffin. Travelers, Auto-Owners Insurance, and Farm Bureau are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for East Griffin drivers with accidents on their records

In East Griffin getting into an accident will raise premiums an average 34% for a yearly cost of $2,685. That's $907 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, Travelers, Farm Bureau, and Auto-Owners Insurance are good choices for drivers with accidents.

In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $787 over the competition.

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The best car insurance company for East Griffin drivers with speeding tickets

>Travelers gave the average person with a speeding ticket the most savings, averaging $543 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In East Griffin, tickets raise premiums on new quotes about $493. If you have a speeding ticket, we recommend Geico, Travelers, and Farm Bureau for savings that beat the average insurance cost of $2,270 per year.

The best auto insurance for East Griffin drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $3,110 per year in auto insurance premiums, which was $1,332 more than a driver with no major issues. State Farm, Travelers, and Farm Bureau penalized their customers the least for a DUI.

Getting a quote from Travelers may cost the average person with a DUI about $743 less each year.

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The least expensive car insurance company for new and young drivers in East Griffin

In East Griffin, Auto-Owners Insurance costs young drivers $2,164 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 73% more for insurance than more mature drivers in East Griffin. With an average cost of $6,476 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Auto-Owners Insurance, and Farm Bureau try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in East Griffin

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $147. State Farm, Geico, and Farm Bureau provided the largest discounts to couples living in East Griffin.

Farm Bureau gave the largest car insurance discounts to married couples, averaging $179 saved each year compared to an average East Griffin couple's premiums.

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The cheapest car insurance in East Griffin for drivers with bad credit

People with poor credit saved an average of $764 with Farm Bureau.

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Many people are surprised that their poor credit score can cost them an average of $763 every year. Premiums for people with poor credit were about $2,540 in East Griffin. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Nationwide, and Farm Bureau.

The best East Griffin car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In East Griffin, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Farm Bureau as the best provider in East Griffin.

Nationwide was the best company for customer service in East Griffin according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in East Griffin, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in East Griffin. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in East Griffin

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 24% of East Griffin residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average East Griffin driver can expect to pay about $117 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In East Griffin, USAA has the best prices for married couples, drivers with bad credit, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, and young drivers.
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Auto Insurance Prices in and Around East Griffin

What Influences the Cost of Car Insurance in East Griffin?

On average, car insurance in East Griffin is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in East Griffin is 40 minutes, which is a little more than average for a driver in the state.
  • Georgia state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in East Griffin are about average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
  • East Griffin is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in East Griffin is $99 per month for minimum coverage and $148 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

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* Who is the average East Griffin driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central East Griffin with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.