Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Locust Grove, GA
We monitor insurance prices, helping the average driver in Locust Grove save up to 33.4% on car insurance.
The Cheapest Minimum Coverage in Locust Grove
The chart below shows the cheapest car insurance company in Locust Grove for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Farm Bureau, State Farm, and Progressive.
| Locust Grove Insurer | Monthly Cost |
|---|---|
| Travelers | $81 |
| Farm Bureau | $84 |
| State Farm | $92 |
| Progressive | $99 |
Savings for Every Kind of Locust Grove Driver
Based on our extensive insurance data, we know the average Locust Grove driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $385 per year by choosing the right vehicle insurance company. Some Locust Grove residents are paying out over $1,852 extra every year for auto insurance in Locust Grove. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Locust Grove, GA Savings / Yr. |
|---|---|
$385 |
|
$820 |
|
$566 |
|
$774 |
|
$2,255 |
|
$186 |
|
$796 |
Locust Grove Car Insurance vs. Georgia
People living in Locust Grove pay an average of 4.59% more than the typical driver in the state. The average driver in Locust Grove can expect to pay about $1,232 per year, or $1,852 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Locust Grove for most people.
Car Insurance Prices by Locust Grove Neighborhood
Insurance Prices
Where is insurance cheapest within Locust Grove?
The map shows insurance prices in and around Locust Grove, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $263 per year within the city boundaries, with insurance premiums ranging from a high of $1,998 to a low of $1,735. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Locust Grove.Pick the Best Car Insurance Company for You in Locust Grove
The best car insurance provider for most drivers in Locust Grove
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $385 over the average Locust Grove car insurance company.
The best car insurance provider for Locust Grove drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $820 over the competition.
The best car insurance company for Locust Grove drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $566 better than other car insurance companies.
The best auto insurance for Locust Grove drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $774 less each year.
The least expensive car insurance company for new and young drivers in Locust Grove
In Locust Grove, Auto-Owners Insurance costs young drivers $2,255 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Locust Grove
Farm Bureau gave the largest car insurance discounts to married couples, averaging $186 saved each year compared to an average Locust Grove couple's premiums.
The cheapest car insurance in Locust Grove for drivers with bad credit
The best Locust Grove car insurance company for customer service
Nationwide was the best company for customer service in Locust Grove according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Locust Grove, which was better than other insurers.
The cheapest large national provider in Locust Grove
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Locust Grove driver can expect to pay about $117 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Locust Grove, USAA has the best prices for married couples, drivers with bad credit, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, and young drivers.Auto Insurance Prices in and Around Locust Grove
What Influences the Cost of Car Insurance in Locust Grove?
On average, car insurance in Locust Grove is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Locust Grove is 45 minutes, which is far more than average for a driver in the state.
- Georgia state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Locust Grove are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Locust Grove is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Locust Grove is $103 per month for minimum coverage and $154 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Luella: Insurance costs 3.51% less
- Jenkinsburg: Insurance costs 2.65% less
- McDonough: Insurance costs 6.75% more
- East Griffin: Insurance costs 4.00% less
- Jackson: Insurance costs 3.08% less
- Patillo: Insurance costs 1.51% less
- Pomona: Insurance costs 2.38% more
- Sunny Side: Insurance costs 4.05% less
- Pepperton: Insurance costs 3.02% less
- Griffin: Insurance costs 0.59% more
Cities with Similar Populations
- Azle: Insurance costs 9.02% less
- Auburn: Insurance costs 3.24% more
- Newberg: Insurance costs 14.96% less
- Needham: Insurance costs 14.47% less
- Newington: Insurance costs 8.37% more
- Newtown: Insurance costs 24.89% less
- Niles: Insurance costs 5.35% less
- Norfolk: Insurance costs 26.03% less
- North Andover: Insurance costs 11.45% less
- Oakton: Insurance costs 30.83% less