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Get Cheap Car Insurance in Oakton, VA
We monitor insurance prices, helping the average driver in Oakton save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Oakton
The chart below shows the cheapest car insurance company in Oakton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Oakton Insurer | Monthly Cost |
|---|---|
| Metromile | $46 |
| Geico | $52 |
| Farm Bureau | $55 |
| Safeco Insurance | $58 |
Savings for Every Kind of Oakton Driver
Based on our extensive insurance data, we know the average Oakton driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $483 per year by choosing the right vehicle insurance company. Some Oakton residents are paying out over $1,281 extra every year for auto insurance in Oakton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Oakton, VA Savings / Yr. |
|---|---|
$483 |
|
$825 |
|
$705 |
|
$690 |
|
$1,128 |
|
$258 |
|
$465 |
Oakton Car Insurance vs. Virginia
People living in Oakton pay an average of 5.44% more than the typical driver in the state. The average driver in Oakton can expect to pay about $887 per year, or $1,281 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Oakton for most people.
Car Insurance Prices by Oakton Neighborhood
Insurance Prices
Where is insurance cheapest within Oakton?
The map shows insurance prices in and around Oakton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $146 per year within the city boundaries, with insurance premiums ranging from a high of $1,373 to a low of $1,227. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Oakton.Pick the Best Car Insurance Company for You in Oakton
The best car insurance provider for most drivers in Oakton
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $483 over the average Oakton car insurance company.
The best car insurance provider for Oakton drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $825 over the competition.
The best car insurance company for Oakton drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $705 better than other car insurance companies.
The best auto insurance for Oakton drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $690 less each year.
The least expensive car insurance company for new and young drivers in Oakton
In Oakton, Erie Insurance costs young drivers $1,128 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Oakton
Farm Bureau gave the largest car insurance discounts to married couples, averaging $258 saved each year compared to an average Oakton couple's premiums.
The cheapest car insurance in Oakton for drivers with bad credit
The best Oakton car insurance company for customer service
Recent price drops
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The cheapest large national provider in Oakton
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Oakton driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Oakton, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Oakton
What Influences the Cost of Car Insurance in Oakton?
On average, car insurance in Oakton is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Oakton is 41 minutes, which is a little more than average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 2 to 3 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Oakton are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Oakton is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Oakton is $74 per month for minimum coverage and $107 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Fairfax: Insurance costs 2.19% more
- Vienna: Insurance costs 0.62% more
- Fair Oaks: Insurance costs 1.25% more
- Wolf Trap: Insurance costs 2.03% less
- Dunn Loring: Insurance costs 1.72% more
- Woodburn: Insurance costs 4.37% more
- Tysons Corner: Insurance costs 2.50% more
- Reston: Insurance costs 1.01% less
- Franklin Farm: Insurance costs 3.51% more
- Idylwood: Insurance costs 2.58% more
Cities with Similar Populations
- Pittsford: Insurance costs 67.92% more
- West Warwick: Insurance costs 78.14% more
- Wadsworth: Insurance costs 15.46% less
- Vineyard: Insurance costs 67.45% more
- Van Buren: Insurance costs 28.96% more
- Crowley: Insurance costs 38.33% more
- Union City: Insurance costs 70.18% more
- Dakota Ridge: Insurance costs 59.48% more
- Dania Beach: Insurance costs 144.96% more
- Wisconsin Rapids: Insurance costs 11.79% less