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Get Cheap Car Insurance in East Otisfield, ME
We monitor insurance prices, helping the average driver in East Otisfield save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in East Otisfield
The chart below shows the cheapest car insurance company in East Otisfield for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| East Otisfield Insurer | Monthly Cost |
|---|---|
| State Farm | $39 |
| Geico | $40 |
| Concord Group Insurance | $43 |
| Kemper | $43 |
Savings for Every Kind of East Otisfield Driver
Based on our extensive insurance data, we know the average East Otisfield driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $245 per year by choosing the right vehicle insurance company. Some East Otisfield residents are paying out over $1,002 extra every year for auto insurance in East Otisfield. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
East Otisfield, ME Savings / Yr. |
|---|---|
$245 |
|
$347 |
|
$315 |
|
$320 |
|
$1,018 |
|
$212 |
|
$447 |
East Otisfield Car Insurance vs. Maine
People living in East Otisfield pay an average of 5.93% more than the typical driver in the state. The average driver in East Otisfield can expect to pay about $558 per year, or $1,002 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in East Otisfield for most people.
Car Insurance Prices by East Otisfield Neighborhood
Insurance Prices
Where is insurance cheapest within East Otisfield?
The map shows insurance prices in and around East Otisfield, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $43 per year within the city boundaries, with insurance premiums ranging from a high of $1,021 to a low of $978. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of East Otisfield.Pick the Best Car Insurance Company for You in East Otisfield
The best car insurance provider for most drivers in East Otisfield
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $245 over the average East Otisfield car insurance company.
The best car insurance provider for East Otisfield drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $347 over the competition.
The best car insurance company for East Otisfield drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $315 better than other car insurance companies.
The best auto insurance for East Otisfield drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $320 less each year.
The least expensive car insurance company for new and young drivers in East Otisfield
In East Otisfield, Concord Group Insurance costs young drivers $1,018 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in East Otisfield
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $212 saved each year compared to an average East Otisfield couple's premiums.
The cheapest car insurance in East Otisfield for drivers with bad credit
The best East Otisfield car insurance company for customer service
Nationwide was the best company for customer service in East Otisfield according to the NAIC.
Recent price drops
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The cheapest large national provider in East Otisfield
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average East Otisfield driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In East Otisfield, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around East Otisfield
What Influences the Cost of Car Insurance in East Otisfield?
On average, car insurance in East Otisfield is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in East Otisfield is 41 minutes, which is far more than average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in East Otisfield are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- East Otisfield is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in East Otisfield is $47 per month for minimum coverage and $84 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Oxford: Insurance costs 3.19% less
- Otisfield: Insurance costs 2.40% less
- West Poland: Insurance costs 4.29% less
- Mechanic Falls: Insurance costs 4.79% less
- Scribners Mill: Insurance costs 3.59% less
- Poland: Insurance costs 4.99% less
- Pike Corner: Insurance costs 2.59% less
- Crescent Lake: Insurance costs 4.59% less
- Harrison: Insurance costs 3.89% less
- Poland Spring: Insurance costs 4.69% less
Cities with Similar Populations
- Duck: Insurance costs 52.99% more
- Wendel: Insurance costs 51.20% more
- East Bennington: Insurance costs 128.94% more
- Weskan: Insurance costs 58.68% more
- Dunham Hollow: Insurance costs 111.88% more
- West Berne: Insurance costs 115.47% more
- Dunbar: Insurance costs 37.23% more
- West Bottom: Insurance costs 23.15% more
- West Carlsbad: Insurance costs 42.61% more
- Weitchpec: Insurance costs 90.72% more