Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Oxford, ME
We monitor insurance prices, helping the average driver in Oxford save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in Oxford
The chart below shows the cheapest car insurance company in Oxford for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| Oxford Insurer | Monthly Cost |
|---|---|
| State Farm | $37 |
| Geico | $39 |
| Concord Group Insurance | $42 |
| Kemper | $42 |
Savings for Every Kind of Oxford Driver
Based on our extensive insurance data, we know the average Oxford driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $237 per year by choosing the right vehicle insurance company. Some Oxford residents are paying out over $970 extra every year for auto insurance in Oxford. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Oxford, ME Savings / Yr. |
|---|---|
$237 |
|
$336 |
|
$304 |
|
$310 |
|
$985 |
|
$205 |
|
$433 |
Oxford Car Insurance vs. Maine
People living in Oxford pay an average of 2.49% more than the typical driver in the state. The average driver in Oxford can expect to pay about $540 per year, or $970 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Oxford for most people.
Car Insurance Prices by Oxford Neighborhood
Insurance Prices
Where is insurance cheapest within Oxford?
The map shows insurance prices in and around Oxford, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $79 per year within the city boundaries, with insurance premiums ranging from a high of $1,021 to a low of $942. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Oxford.Pick the Best Car Insurance Company for You in Oxford
The best car insurance provider for most drivers in Oxford
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $237 over the average Oxford car insurance company.
The best car insurance provider for Oxford drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $336 over the competition.
The best car insurance company for Oxford drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $304 better than other car insurance companies.
The best auto insurance for Oxford drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $310 less each year.
The least expensive car insurance company for new and young drivers in Oxford
In Oxford, Concord Group Insurance costs young drivers $985 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Oxford
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $205 saved each year compared to an average Oxford couple's premiums.
The cheapest car insurance in Oxford for drivers with bad credit
The best Oxford car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Oxford, which was better than other insurers.
The cheapest large national provider in Oxford
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Oxford driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Oxford, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Oxford
What Influences the Cost of Car Insurance in Oxford?
On average, car insurance in Oxford is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Oxford is 34 minutes, which is a little more than average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Oxford are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Oxford is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Oxford is $45 per month for minimum coverage and $81 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- East Otisfield: Insurance costs 3.30% more
- Otisfield: Insurance costs 0.82% more
- Mechanic Falls: Insurance costs 1.65% less
- West Poland: Insurance costs 1.13% less
- South Paris: Insurance costs 0.10% less
- Norway Lake: Insurance costs 1.34% more
- Scribners Mill: Insurance costs 0.41% less
- Norway: Insurance costs 1.86% more
- Hebron: Insurance costs 0.31% more
- Poland: Insurance costs 1.86% less
Cities with Similar Populations
- Holt: Insurance costs 85.36% more
- Howard: Insurance costs 34.95% more
- Houtzdale: Insurance costs 42.89% more
- Houston: Insurance costs 38.76% more
- Houston: Insurance costs 55.57% more
- West Clarkston-Highland: Insurance costs 33.51% more
- West Falmouth: Insurance costs 59.69% more
- Hoopeston: Insurance costs 51.34% more
- Hominy: Insurance costs 80.00% more
- West Newton: Insurance costs 42.06% more