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Get Cheap Car Insurance in East Waterford, ME
We monitor insurance prices, helping the average driver in East Waterford save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in East Waterford
The chart below shows the cheapest car insurance company in East Waterford for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| East Waterford Insurer | Monthly Cost |
|---|---|
| State Farm | $37 |
| Geico | $39 |
| Concord Group Insurance | $42 |
| Kemper | $42 |
Savings for Every Kind of East Waterford Driver
Based on our extensive insurance data, we know the average East Waterford driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $237 per year by choosing the right vehicle insurance company. Some East Waterford residents are paying out over $969 extra every year for auto insurance in East Waterford. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
East Waterford, ME Savings / Yr. |
|---|---|
$237 |
|
$336 |
|
$304 |
|
$309 |
|
$984 |
|
$205 |
|
$432 |
East Waterford Car Insurance vs. Maine
People living in East Waterford pay an average of 2.40% more than the typical driver in the state. The average driver in East Waterford can expect to pay about $540 per year, or $969 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in East Waterford for most people.
Car Insurance Prices by East Waterford Neighborhood
Insurance Prices
Where is insurance cheapest within East Waterford?
The map shows insurance prices in and around East Waterford, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $969 to a low of $969. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of East Waterford.Pick the Best Car Insurance Company for You in East Waterford
The best car insurance provider for most drivers in East Waterford
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $237 over the average East Waterford car insurance company.
The best car insurance provider for East Waterford drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $336 over the competition.
The best car insurance company for East Waterford drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $304 better than other car insurance companies.
The best auto insurance for East Waterford drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $309 less each year.
The least expensive car insurance company for new and young drivers in East Waterford
In East Waterford, Concord Group Insurance costs young drivers $984 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in East Waterford
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $205 saved each year compared to an average East Waterford couple's premiums.
The cheapest car insurance in East Waterford for drivers with bad credit
The best East Waterford car insurance company for customer service
Nationwide was the best company for customer service in East Waterford according to the NAIC.
Recent price drops
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The cheapest large national provider in East Waterford
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average East Waterford driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In East Waterford, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around East Waterford
What Influences the Cost of Car Insurance in East Waterford?
On average, car insurance in East Waterford is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in East Waterford is 31 minutes, which is about the national average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in East Waterford are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- East Waterford is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in East Waterford is $45 per month for minimum coverage and $81 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Waterford: Insurance costs the same
- Norway Lake: Insurance costs 1.44% more
- Harrison: Insurance costs 0.62% less
- Norway: Insurance costs 1.96% more
- North Bridgton: Insurance costs 0.83% more
- North Waterford: Insurance costs 0.72% more
- Otisfield: Insurance costs 0.93% more
- Scribners Mill: Insurance costs 0.31% less
- South Paris: Insurance costs the same
- Stoneham: Insurance costs 0.31% less
Cities with Similar Populations
- Elwood: Insurance costs 25.70% more
- Tremont: Insurance costs 209.91% more
- Trenton: Insurance costs 20.23% more
- West Richwoods: Insurance costs 72.14% more
- Willow Creek: Insurance costs 58.20% more
- Eureka: Insurance costs 28.17% more
- Wila: Insurance costs 33.95% more
- Wilhoit: Insurance costs 76.37% more
- Womack Hill: Insurance costs 58.10% more
- Emmet: Insurance costs 61.09% more