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Get Cheap Car Insurance in North Waterford, ME
We monitor insurance prices, helping the average driver in North Waterford save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in North Waterford
The chart below shows the cheapest car insurance company in North Waterford for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| North Waterford Insurer | Monthly Cost |
|---|---|
| State Farm | $38 |
| Geico | $39 |
| Concord Group Insurance | $42 |
| Kemper | $42 |
Savings for Every Kind of North Waterford Driver
Based on our extensive insurance data, we know the average North Waterford driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $238 per year by choosing the right vehicle insurance company. Some North Waterford residents are paying out over $976 extra every year for auto insurance in North Waterford. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Waterford, ME Savings / Yr. |
|---|---|
$238 |
|
$338 |
|
$306 |
|
$311 |
|
$991 |
|
$206 |
|
$435 |
North Waterford Car Insurance vs. Maine
People living in North Waterford pay an average of 3.14% more than the typical driver in the state. The average driver in North Waterford can expect to pay about $544 per year, or $976 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in North Waterford for most people.
Car Insurance Prices by North Waterford Neighborhood
Insurance Prices
Where is insurance cheapest within North Waterford?
The map shows insurance prices in and around North Waterford, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $12 per year within the city boundaries, with insurance premiums ranging from a high of $981 to a low of $969. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the East parts of North Waterford.Pick the Best Car Insurance Company for You in North Waterford
The best car insurance provider for most drivers in North Waterford
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $238 over the average North Waterford car insurance company.
The best car insurance provider for North Waterford drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $338 over the competition.
The best car insurance company for North Waterford drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $306 better than other car insurance companies.
The best auto insurance for North Waterford drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $311 less each year.
The least expensive car insurance company for new and young drivers in North Waterford
In North Waterford, Concord Group Insurance costs young drivers $991 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Waterford
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $206 saved each year compared to an average North Waterford couple's premiums.
The cheapest car insurance in North Waterford for drivers with bad credit
The best North Waterford car insurance company for customer service
Nationwide was the best company for customer service in North Waterford according to the NAIC.
Recent price drops
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The cheapest large national provider in North Waterford
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average North Waterford driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Waterford, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around North Waterford
What Influences the Cost of Car Insurance in North Waterford?
On average, car insurance in North Waterford is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Waterford is 41 minutes, which is far more than average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Waterford are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- North Waterford is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in North Waterford is $45 per month for minimum coverage and $81 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Waterford: Insurance costs 0.72% less
- Lovell: Insurance costs 0.31% less
- Stoneham: Insurance costs 1.02% less
- Center Lovell: Insurance costs 0.82% less
- North Bridgton: Insurance costs 0.10% more
- East Waterford: Insurance costs 0.72% less
- Lynchville: Insurance costs 1.02% less
- West Bridgton: Insurance costs 0.51% more
- Harrison: Insurance costs 1.33% less
- Hunts Corner: Insurance costs 0.92% less
Cities with Similar Populations
- Warren: Insurance costs 41.39% more
- Dabney: Insurance costs 70.70% more
- Delaware: Insurance costs 84.84% more
- Dispatch: Insurance costs 59.84% more
- Dixie: Insurance costs 31.66% more
- Doverel: Insurance costs 70.08% more
- Wacker: Insurance costs 38.32% more
- Walker Landing: Insurance costs 96.72% more
- Waller: Insurance costs 40.47% more
- Walnut Corner: Insurance costs 72.23% more