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Get Cheap Car Insurance in Edgemere, MD
We monitor insurance prices, helping the average driver in Edgemere save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Edgemere
The chart below shows the cheapest car insurance company in Edgemere for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Edgemere Insurer | Monthly Cost |
|---|---|
| State Farm | $88 |
| Erie Insurance | $89 |
| Travelers | $101 |
| Safeco Insurance | $105 |
Savings for Every Kind of Edgemere Driver
Based on our extensive insurance data, we know the average Edgemere driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $353 per year by choosing the right vehicle insurance company. Some Edgemere residents are paying out over $1,895 extra every year for auto insurance in Edgemere. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Edgemere, MD Savings / Yr. |
|---|---|
$353 |
|
$331 |
|
$386 |
|
$622 |
|
$1,195 |
|
$214 |
|
$835 |
Edgemere Car Insurance vs. Maryland
People living in Edgemere pay an average of 2.25% more than the typical driver in the state. The average driver in Edgemere can expect to pay about $1,291 per year, or $1,895 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Edgemere for most people.
Car Insurance Prices by Edgemere Neighborhood
Insurance Prices
Where is insurance cheapest within Edgemere?
The map shows insurance prices in and around Edgemere, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $159 per year within the city boundaries, with insurance premiums ranging from a high of $1,979 to a low of $1,820. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northeast parts of Edgemere.Pick the Best Car Insurance Company for You in Edgemere
The best car insurance provider for most drivers in Edgemere
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $353 over the average Edgemere car insurance company.
The best car insurance provider for Edgemere drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $331 over the competition.
The best car insurance company for Edgemere drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $386 better than other car insurance companies.
The best auto insurance for Edgemere drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $622 less each year.
The least expensive car insurance company for new and young drivers in Edgemere
In Edgemere, Erie Insurance costs young drivers $1,195 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Edgemere
State Farm gave the largest car insurance discounts to married couples, averaging $214 saved each year compared to an average Edgemere couple's premiums.
The cheapest car insurance in Edgemere for drivers with bad credit
The best Edgemere car insurance company for customer service
Recent price drops
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The cheapest large national provider in Edgemere
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Edgemere driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Edgemere, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Edgemere
What Influences the Cost of Car Insurance in Edgemere?
On average, car insurance in Edgemere is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Edgemere are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Edgemere has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Edgemere is $108 per month for minimum coverage and $158 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Fort Howard: Insurance costs 3.48% more
- Dundalk: Insurance costs 5.91% more
- Essex: Insurance costs 11.29% more
- Riviera Beach: Insurance costs 4.38% less
- Curtis Bay: Insurance costs 5.49% more
- Bowleys Quarters: Insurance costs 2.59% more
- Middle River: Insurance costs 9.82% more
- Rosedale: Insurance costs 16.41% more
- Pasadena: Insurance costs 3.59% less
- Lake Shore: Insurance costs 4.01% less
Cities with Similar Populations
- Weston: Insurance costs 4.49% more
- Folkston: Insurance costs 11.93% less
- Flagler Beach: Insurance costs 26.17% more
- Firebaugh: Insurance costs 7.28% more
- West Salem: Insurance costs 41.16% less
- West Terre Haute: Insurance costs 36.94% less
- Farmington: Insurance costs 13.35% less
- West Vero Corridor: Insurance costs 29.60% more
- Farmersville: Insurance costs 11.93% less
- West Yarmouth: Insurance costs 17.20% less