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Get Cheap Car Insurance in Flagler Beach, FL
We monitor insurance prices, helping the average driver in Flagler Beach save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Flagler Beach
The chart below shows the cheapest car insurance company in Flagler Beach for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Flagler Beach Insurer | Monthly Cost |
|---|---|
| Geico | $114 |
| State Farm | $121 |
| Gainsco | $158 |
| Bristol West | $158 |
Savings for Every Kind of Flagler Beach Driver
Based on our extensive insurance data, we know the average Flagler Beach driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $700 per year by choosing the right vehicle insurance company. Some Flagler Beach residents are paying out over $2,391 extra every year for auto insurance in Flagler Beach. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Flagler Beach, FL Savings / Yr. |
|---|---|
$700 |
|
$1,027 |
|
$790 |
|
$782 |
|
$2,484 |
|
$679 |
|
$989 |
Flagler Beach Car Insurance vs. Florida
People living in Flagler Beach pay an average of 9.50% less than the typical driver in the state. The average driver in Flagler Beach can expect to pay about $2,183 per year, or $2,391 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Flagler Beach for most people.
Car Insurance Prices by Flagler Beach Neighborhood
Insurance Prices
Where is insurance cheapest within Flagler Beach?
The map shows insurance prices in and around Flagler Beach, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $253 per year within the city boundaries, with insurance premiums ranging from a high of $2,540 to a low of $2,287. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of Flagler Beach.Pick the Best Car Insurance Company for You in Flagler Beach
The best car insurance provider for most drivers in Flagler Beach
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $700 over the average Flagler Beach car insurance company.
The best car insurance provider for Flagler Beach drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,027 over the competition.
The best car insurance company for Flagler Beach drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $790 better than other car insurance companies.
The best auto insurance for Flagler Beach drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $782 less each year.
The least expensive car insurance company for new and young drivers in Flagler Beach
In Flagler Beach, Geico costs young drivers $2,484 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Flagler Beach
Geico gave the largest car insurance discounts to married couples, averaging $679 saved each year compared to an average Flagler Beach couple's premiums.
The cheapest car insurance in Flagler Beach for drivers with bad credit
The best Flagler Beach car insurance company for customer service
Allstate was the best company for customer service in Flagler Beach according to the NAIC.
Recent price drops
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The cheapest large national provider in Flagler Beach
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Flagler Beach driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Flagler Beach, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Flagler Beach
What Influences the Cost of Car Insurance in Flagler Beach?
On average, car insurance in Flagler Beach is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Flagler Beach is 30 minutes, which is a little less than average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Flagler Beach are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Flagler Beach has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Flagler Beach is $182 per month for minimum coverage and $199 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Beverly Beach: Insurance costs 5.69% more
- Dupont: Insurance costs 1.09% less
- Palm Coast: Insurance costs 3.14% more
- Ormond-by-the-Sea: Insurance costs 3.76% more
- Bunnell: Insurance costs 0.38% more
- Espanola: Insurance costs 0.71% less
- Codys Corner: Insurance costs 0.96% less
- St. Johns Park: Insurance costs 0.63% less
- Andalusia: Insurance costs 0.71% less
- Seville: Insurance costs 0.25% more
Cities with Similar Populations
- Oak Hills: Insurance costs 12.84% less
- New Port Richey East: Insurance costs 18.03% more
- New Richmond: Insurance costs 53.45% less
- New Square: Insurance costs 4.35% more
- Newmarket: Insurance costs 47.72% less
- North College Hill: Insurance costs 45.50% less
- North Gates: Insurance costs 6.27% less
- North Madison: Insurance costs 53.16% less
- North Sarasota: Insurance costs 11.79% more
- North Versailles: Insurance costs 38.69% less