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Get Cheap Car Insurance in North College Hill, OH
We monitor insurance prices, helping the average driver in North College Hill save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in North College Hill
The chart below shows the cheapest car insurance company in North College Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| North College Hill Insurer | Monthly Cost |
|---|---|
| State Farm | $53 |
| Safeco Insurance | $56 |
| Travelers | $57 |
| Mile Auto | $59 |
Savings for Every Kind of North College Hill Driver
Based on our extensive insurance data, we know the average North College Hill driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $344 per year by choosing the right vehicle insurance company. Some North College Hill residents are paying out over $1,303 extra every year for auto insurance in North College Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North College Hill, OH Savings / Yr. |
|---|---|
$344 |
|
$585 |
|
$495 |
|
$528 |
|
$1,264 |
|
$359 |
|
$504 |
North College Hill Car Insurance vs. Ohio
People living in North College Hill pay an average of 15.89% more than the typical driver in the state. The average driver in North College Hill can expect to pay about $880 per year, or $1,303 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in North College Hill for most people.
Car Insurance Prices by North College Hill Neighborhood
Insurance Prices
Where is insurance cheapest within North College Hill?
The map shows insurance prices in and around North College Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $323 per year within the city boundaries, with insurance premiums ranging from a high of $1,497 to a low of $1,174. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Southeast parts of North College Hill.Pick the Best Car Insurance Company for You in North College Hill
The best car insurance provider for most drivers in North College Hill
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $344 over the average North College Hill car insurance company.
The best car insurance provider for North College Hill drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $585 over the competition.
The best car insurance company for North College Hill drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $495 better than other car insurance companies.
The best auto insurance for North College Hill drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $528 less each year.
The least expensive car insurance company for new and young drivers in North College Hill
In North College Hill, Geico costs young drivers $1,264 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North College Hill
State Farm gave the largest car insurance discounts to married couples, averaging $359 saved each year compared to an average North College Hill couple's premiums.
The cheapest car insurance in North College Hill for drivers with bad credit
The best North College Hill car insurance company for customer service
Nationwide was the best company for customer service in North College Hill according to the NAIC.
Recent price drops
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The cheapest large national provider in North College Hill
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average North College Hill driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North College Hill, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around North College Hill
What Influences the Cost of Car Insurance in North College Hill?
On average, car insurance in North College Hill is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North College Hill is 32 minutes, which is about the national average for a driver in the state.
- Ohio state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North College Hill are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- North College Hill is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North College Hill is $73 per month for minimum coverage and $109 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Mount Healthy: Insurance costs 2.23% less
- Finneytown: Insurance costs 3.99% less
- White Oak: Insurance costs 10.28% less
- Greenhills: Insurance costs 11.90% less
- Wyoming: Insurance costs 8.67% less
- Elmwood Place: Insurance costs 9.44% less
- St. Bernard: Insurance costs 10.67% less
- Woodlawn: Insurance costs 8.14% less
- Forest Park: Insurance costs 1.30% less
- Lockland: Insurance costs 5.22% less
Cities with Similar Populations
- Twin Lake: Insurance costs 106.45% more
- Capitola: Insurance costs 46.12% more
- Carl Junction: Insurance costs 32.08% more
- Caro: Insurance costs 122.26% more
- Carrollton: Insurance costs 9.36% less
- Carthage: Insurance costs 7.14% less
- Carthage: Insurance costs 24.02% more
- Chandler: Insurance costs 25.48% more
- Charles City: Insurance costs 6.29% less
- Clarence Center: Insurance costs 81.43% more