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Get Cheap Car Insurance in Edwards, MS
We monitor insurance prices, helping the average driver in Edwards save up to 32.0% on car insurance.
The Cheapest Minimum Coverage in Edwards
The chart below shows the cheapest car insurance company in Edwards for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Farm Bureau, Safeco Insurance, and Progressive.
| Edwards Insurer | Monthly Cost |
|---|---|
| State Farm | $64 |
| Farm Bureau | $66 |
| Safeco Insurance | $68 |
| Progressive | $76 |
Savings for Every Kind of Edwards Driver
Based on our extensive insurance data, we know the average Edwards driver will save about 17% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $298 per year by choosing the right vehicle insurance company. Some Edwards residents are paying out over $1,743 extra every year for auto insurance in Edwards. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Edwards, MS Savings / Yr. |
|---|---|
$298 |
|
$497 |
|
$388 |
|
$763 |
|
$1,769 |
|
$255 |
|
$778 |
Edwards Car Insurance vs. Mississippi
People living in Edwards pay an average of 2.07% more than the typical driver in the state. The average driver in Edwards can expect to pay about $992 per year, or $1,743 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Edwards for most people.
Car Insurance Prices by Edwards Neighborhood
Insurance Prices
Where is insurance cheapest within Edwards?
The map shows insurance prices in and around Edwards, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $98 per year within the city boundaries, with insurance premiums ranging from a high of $1,782 to a low of $1,684. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Edwards.Pick the Best Car Insurance Company for You in Edwards
The best car insurance provider for most drivers in Edwards
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $298 over the average Edwards car insurance company.
The best car insurance provider for Edwards drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $497 over the competition.
The best car insurance company for Edwards drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $388 better than other car insurance companies.
The best auto insurance for Edwards drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $763 less each year.
The least expensive car insurance company for new and young drivers in Edwards
In Edwards, Farm Bureau costs young drivers $1,769 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Edwards
Farm Bureau gave the largest car insurance discounts to married couples, averaging $255 saved each year compared to an average Edwards couple's premiums.
The cheapest car insurance in Edwards for drivers with bad credit
The best Edwards car insurance company for customer service
Recent price drops
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The cheapest large national provider in Edwards
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Edwards driver can expect to pay about $118 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Edwards, USAA has the best prices for married couples, drivers with bad credit, drivers with a DUI conviction, good drivers, drivers with speeding tickets, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Edwards
What Influences the Cost of Car Insurance in Edwards?
On average, car insurance in Edwards is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Edwards is 37 minutes, which is a little more than average for a driver in the state.
- Mississippi state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Edwards are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Edwards is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Edwards is $83 per month for minimum coverage and $145 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Smiths: Insurance costs 1.55% less
- Morning Star: Insurance costs 0.57% more
- Oakley: Insurance costs 0.75% less
- Bolton: Insurance costs 0.52% more
- Newmans Grove: Insurance costs 1.78% less
- Hubbard: Insurance costs 1.26% less
- Newman: Insurance costs 1.03% less
- Bovina: Insurance costs 3.21% less
- Newmans: Insurance costs 1.26% less
- Raymond: Insurance costs the same
Cities with Similar Populations
- Belews Creek: Insurance costs 30.24% less
- Bellwood: Insurance costs 24.61% less
- Black Creek: Insurance costs 38.15% less
- Kings Bay: Insurance costs 7.52% less
- Cactus: Insurance costs 3.50% more
- Monmouth Beach: Insurance costs 3.79% more
- Mcadoo: Insurance costs 22.15% less
- Newkirk: Insurance costs 3.38% less
- North Shore: Insurance costs 31.38% less
- Oakfield: Insurance costs 22.09% more