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Get Cheap Car Insurance in Kings Bay, GA
We monitor insurance prices, helping the average driver in Kings Bay save up to 33.4% on car insurance.
The Cheapest Minimum Coverage in Kings Bay
The chart below shows the cheapest car insurance company in Kings Bay for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Farm Bureau, State Farm, and Progressive.
| Kings Bay Insurer | Monthly Cost |
|---|---|
| Travelers | $70 |
| Farm Bureau | $73 |
| State Farm | $80 |
| Progressive | $87 |
Savings for Every Kind of Kings Bay Driver
Based on our extensive insurance data, we know the average Kings Bay driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $335 per year by choosing the right vehicle insurance company. Some Kings Bay residents are paying out over $1,612 extra every year for auto insurance in Kings Bay. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Kings Bay, GA Savings / Yr. |
|---|---|
$335 |
|
$714 |
|
$492 |
|
$674 |
|
$1,962 |
|
$162 |
|
$693 |
Kings Bay Car Insurance vs. Georgia
People living in Kings Bay pay an average of 8.98% less than the typical driver in the state. The average driver in Kings Bay can expect to pay about $1,072 per year, or $1,612 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Kings Bay for most people.
Car Insurance Prices by Kings Bay Neighborhood
Insurance Prices
Where is insurance cheapest within Kings Bay?
The map shows insurance prices in and around Kings Bay, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $90 per year within the city boundaries, with insurance premiums ranging from a high of $1,617 to a low of $1,527. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of Kings Bay.Pick the Best Car Insurance Company for You in Kings Bay
The best car insurance provider for most drivers in Kings Bay
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $335 over the average Kings Bay car insurance company.
The best car insurance provider for Kings Bay drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $714 over the competition.
The best car insurance company for Kings Bay drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $492 better than other car insurance companies.
The best auto insurance for Kings Bay drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $674 less each year.
The least expensive car insurance company for new and young drivers in Kings Bay
In Kings Bay, Auto-Owners Insurance costs young drivers $1,962 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Kings Bay
Farm Bureau gave the largest car insurance discounts to married couples, averaging $162 saved each year compared to an average Kings Bay couple's premiums.
The cheapest car insurance in Kings Bay for drivers with bad credit
The best Kings Bay car insurance company for customer service
Recent price drops
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The cheapest large national provider in Kings Bay
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Kings Bay driver can expect to pay about $117 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Kings Bay, USAA has the best prices for married couples, drivers with bad credit, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, and young drivers.Auto Insurance Prices in and Around Kings Bay
What Influences the Cost of Car Insurance in Kings Bay?
On average, car insurance in Kings Bay is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Kings Bay is 17 minutes, which is far less than average for a driver in the state.
- Georgia state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Kings Bay are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Kings Bay is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Kings Bay is $89 per month for minimum coverage and $134 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- St. Marys: Insurance costs 0.68% more
- Harrietts Bluff: Insurance costs 1.30% less
- Kingsland: Insurance costs 0.31% less
- Gross: Insurance costs 44.54% more
- Yulee: Insurance costs 48.88% more
- Fernandina Beach: Insurance costs 49.26% more
- Hero: Insurance costs 44.79% more
- Nassau Village: Insurance costs 45.04% more
- Lessie: Insurance costs 51.18% more
- Evergreen: Insurance costs 50.06% more
Cities with Similar Populations
- Wesleyville: Insurance costs 15.26% less
- Pillager: Insurance costs 0.37% more
- Meriden: Insurance costs 4.90% less
- Poplar: Insurance costs 4.78% more
- Knoxville: Insurance costs 10.24% more
- Fife Lake: Insurance costs 79.59% more
- Springfield: Insurance costs 13.96% less
- Choudrant: Insurance costs 84.00% more
- Campo: Insurance costs 19.42% more
- California: Insurance costs 28.47% more