Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Knoxville, MD
We monitor insurance prices, helping the average driver in Knoxville save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Knoxville
The chart below shows the cheapest car insurance company in Knoxville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Knoxville Insurer | Monthly Cost |
|---|---|
| State Farm | $82 |
| Erie Insurance | $83 |
| Travelers | $95 |
| Safeco Insurance | $99 |
Savings for Every Kind of Knoxville Driver
Based on our extensive insurance data, we know the average Knoxville driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $331 per year by choosing the right vehicle insurance company. Some Knoxville residents are paying out over $1,777 extra every year for auto insurance in Knoxville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Knoxville, MD Savings / Yr. |
|---|---|
$331 |
|
$311 |
|
$362 |
|
$583 |
|
$1,121 |
|
$200 |
|
$783 |
Knoxville Car Insurance vs. Maryland
People living in Knoxville pay an average of 4.11% less than the typical driver in the state. The average driver in Knoxville can expect to pay about $1,211 per year, or $1,777 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Knoxville for most people.
Car Insurance Prices by Knoxville Neighborhood
Insurance Prices
Where is insurance cheapest within Knoxville?
The map shows insurance prices in and around Knoxville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $158 per year within the city boundaries, with insurance premiums ranging from a high of $1,899 to a low of $1,741. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the North parts of Knoxville.Pick the Best Car Insurance Company for You in Knoxville
The best car insurance provider for most drivers in Knoxville
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $331 over the average Knoxville car insurance company.
The best car insurance provider for Knoxville drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $311 over the competition.
The best car insurance company for Knoxville drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $362 better than other car insurance companies.
The best auto insurance for Knoxville drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $583 less each year.
The least expensive car insurance company for new and young drivers in Knoxville
In Knoxville, Erie Insurance costs young drivers $1,121 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Knoxville
State Farm gave the largest car insurance discounts to married couples, averaging $200 saved each year compared to an average Knoxville couple's premiums.
The cheapest car insurance in Knoxville for drivers with bad credit
The best Knoxville car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Knoxville, which was better than other insurers.
The cheapest large national provider in Knoxville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Knoxville driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Knoxville, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Knoxville
What Influences the Cost of Car Insurance in Knoxville?
On average, car insurance in Knoxville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Knoxville are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Knoxville is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Knoxville is $101 per month for minimum coverage and $148 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Rosemont: Insurance costs 1.91% more
- Brunswick: Insurance costs 3.43% more
- Brownsville: Insurance costs 2.03% less
- Yarrowsburg: Insurance costs 2.03% less
- Dargan: Insurance costs 0.56% more
- Burkittsville: Insurance costs 0.96% more
- Olive: Insurance costs 4.16% more
- Bolivar: Insurance costs 23.41% less
- Lovettsville: Insurance costs 31.40% less
- Rohrersville: Insurance costs 1.52% less
Cities with Similar Populations
- Christmas: Insurance costs 38.49% more
- Kings Bay: Insurance costs 9.29% less
- Glen Dale: Insurance costs 18.96% less
- Sleepy Hollow: Insurance costs 12.16% less
- Emporium: Insurance costs 23.41% less
- Stover: Insurance costs 0.90% more
- Elloree: Insurance costs 3.94% less
- Elizabethville: Insurance costs 27.63% less
- DeLevan: Insurance costs 23.86% more
- Dayton: Insurance costs 26.84% less