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Get Cheap Car Insurance in Edwards, NY
We monitor insurance prices, helping the average driver in Edwards save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Edwards
The chart below shows the cheapest car insurance company in Edwards for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Edwards Insurer | Monthly Cost |
|---|---|
| Kemper | $77 |
| Plymouth Rock Assurance | $103 |
| Safeco Insurance | $111 |
| Geico | $115 |
Savings for Every Kind of Edwards Driver
Based on our extensive insurance data, we know the average Edwards driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $626 per year by choosing the right vehicle insurance company. Some Edwards residents are paying out over $2,099 extra every year for auto insurance in Edwards. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Edwards, NY Savings / Yr. |
|---|---|
$626 |
|
$399 |
|
$797 |
|
$807 |
|
$1,976 |
|
$661 |
|
$1,053 |
Edwards Car Insurance vs. New York
People living in Edwards pay an average of 13.44% less than the typical driver in the state. The average driver in Edwards can expect to pay about $1,523 per year, or $2,099 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Edwards for most people.
Car Insurance Prices by Edwards Neighborhood
Insurance Prices
Where is insurance cheapest within Edwards?
The map shows insurance prices in and around Edwards, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $108 per year within the city boundaries, with insurance premiums ranging from a high of $2,162 to a low of $2,054. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the North parts of Edwards.Pick the Best Car Insurance Company for You in Edwards
The best car insurance provider for most drivers in Edwards
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $626 over the average Edwards car insurance company.
The best car insurance provider for Edwards drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $399 over the competition.
The best car insurance company for Edwards drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $797 better than other car insurance companies.
The best auto insurance for Edwards drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $807 less each year.
The least expensive car insurance company for new and young drivers in Edwards
In Edwards, Progressive costs young drivers $1,976 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Edwards
Progressive gave the largest car insurance discounts to married couples, averaging $661 saved each year compared to an average Edwards couple's premiums.
The cheapest car insurance in Edwards for drivers with bad credit
The best Edwards car insurance company for customer service
Recent price drops
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The cheapest large national provider in Edwards
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Edwards driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Edwards, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Edwards
What Influences the Cost of Car Insurance in Edwards?
On average, car insurance in Edwards is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Edwards are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Edwards is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Edwards is $127 per month for minimum coverage and $175 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Talcville: Insurance costs 0.14% less
- South Edwards: Insurance costs 0.33% more
- Emeryville: Insurance costs 3.00% more
- Fullerville: Insurance costs the same
- South Russell: Insurance costs 1.19% less
- Kents Corners: Insurance costs 1.52% less
- Fine: Insurance costs 6.34% more
- Russell: Insurance costs 1.76% less
- Fowler: Insurance costs 1.72% more
- Marshville: Insurance costs 1.91% less
Cities with Similar Populations
- Raymondville: Insurance costs 16.01% less
- Lozano: Insurance costs 16.67% less
- Luray: Insurance costs 35.45% less
- Lyman: Insurance costs 33.30% less
- March ARB: Insurance costs 4.05% less
- Marietta: Insurance costs 35.87% less
- Markleeville: Insurance costs 14.10% less
- Maynard: Insurance costs 41.45% less
- Mayport: Insurance costs 34.73% less
- Melvern: Insurance costs 26.11% less