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Get Cheap Car Insurance in South Edwards, NY
We monitor insurance prices, helping the average driver in South Edwards save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in South Edwards
The chart below shows the cheapest car insurance company in South Edwards for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| South Edwards Insurer | Monthly Cost |
|---|---|
| Kemper | $77 |
| Plymouth Rock Assurance | $103 |
| Safeco Insurance | $111 |
| Geico | $116 |
Savings for Every Kind of South Edwards Driver
Based on our extensive insurance data, we know the average South Edwards driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $628 per year by choosing the right vehicle insurance company. Some South Edwards residents are paying out over $2,106 extra every year for auto insurance in South Edwards. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Edwards, NY Savings / Yr. |
|---|---|
$628 |
|
$400 |
|
$800 |
|
$809 |
|
$1,982 |
|
$663 |
|
$1,057 |
South Edwards Car Insurance vs. New York
People living in South Edwards pay an average of 13.17% less than the typical driver in the state. The average driver in South Edwards can expect to pay about $1,527 per year, or $2,106 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in South Edwards for most people.
Car Insurance Prices by South Edwards Neighborhood
Insurance Prices
Where is insurance cheapest within South Edwards?
The map shows insurance prices in and around South Edwards, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $133 per year within the city boundaries, with insurance premiums ranging from a high of $2,232 to a low of $2,099. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Central parts of South Edwards.Pick the Best Car Insurance Company for You in South Edwards
The best car insurance provider for most drivers in South Edwards
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $628 over the average South Edwards car insurance company.
The best car insurance provider for South Edwards drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $400 over the competition.
The best car insurance company for South Edwards drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $800 better than other car insurance companies.
The best auto insurance for South Edwards drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $809 less each year.
The least expensive car insurance company for new and young drivers in South Edwards
In South Edwards, Progressive costs young drivers $1,982 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Edwards
Progressive gave the largest car insurance discounts to married couples, averaging $663 saved each year compared to an average South Edwards couple's premiums.
The cheapest car insurance in South Edwards for drivers with bad credit
The best South Edwards car insurance company for customer service
Nationwide was the best company for customer service in South Edwards according to the NAIC.
Recent price drops
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The cheapest large national provider in South Edwards
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average South Edwards driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Edwards, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around South Edwards
What Influences the Cost of Car Insurance in South Edwards?
On average, car insurance in South Edwards is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 21 to 22 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Edwards are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- South Edwards is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in South Edwards is $127 per month for minimum coverage and $175 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Edwards: Insurance costs 0.33% less
- Talcville: Insurance costs 0.47% less
- Fine: Insurance costs 5.98% more
- Fullerville: Insurance costs 0.33% less
- Pitcairn: Insurance costs 0.33% more
- Emeryville: Insurance costs 2.66% more
- South Russell: Insurance costs 1.52% less
- Harrisville: Insurance costs 0.66% less
- Geers Corners: Insurance costs 0.62% less
- Fowler: Insurance costs 1.38% more
Cities with Similar Populations
- Richey: Insurance costs 16.62% less
- Riggston: Insurance costs 32.24% less
- Ridley: Insurance costs 18.28% less
- Ridgeway: Insurance costs 15.53% less
- Ridgeway: Insurance costs 20.61% less
- Riddle: Insurance costs 43.11% less
- Ricker Mills: Insurance costs 42.26% less
- Richmond: Insurance costs 37.42% less
- Richland: Insurance costs 34.24% less
- Richland: Insurance costs 23.93% less