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Get Cheap Car Insurance in El Nido, CA
We monitor insurance prices, helping the average driver in El Nido save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in El Nido
The chart below shows the cheapest car insurance company in El Nido for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| El Nido Insurer | Monthly Cost |
|---|---|
| Metromile | $47 |
| Geico | $53 |
| Progressive | $57 |
| Travelers | $59 |
Savings for Every Kind of El Nido Driver
Based on our extensive insurance data, we know the average El Nido driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $603 per year by choosing the right vehicle insurance company. Some El Nido residents are paying out over $1,884 extra every year for auto insurance in El Nido. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
El Nido, CA Savings / Yr. |
|---|---|
$603 |
|
$1,104 |
|
$873 |
|
$1,533 |
|
$787 |
|
$342 |
|
$0 |
El Nido Car Insurance vs. California
People living in El Nido pay an average of 6.15% less than the typical driver in the state. The average driver in El Nido can expect to pay about $882 per year, or $1,884 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in El Nido for most people.
Car Insurance Prices by El Nido Neighborhood
Insurance Prices
Where is insurance cheapest within El Nido?
The map shows insurance prices in and around El Nido, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $57 per year within the city boundaries, with insurance premiums ranging from a high of $1,905 to a low of $1,848. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the South parts of El Nido.Pick the Best Car Insurance Company for You in El Nido
The best car insurance provider for most drivers in El Nido
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $603 over the average El Nido car insurance company.
The best car insurance provider for El Nido drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,104 over the competition.
The best car insurance company for El Nido drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $873 better than other car insurance companies.
The best auto insurance for El Nido drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,533 less each year.
The least expensive car insurance company for new and young drivers in El Nido
In El Nido, State Farm costs young drivers $787 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in El Nido
Progressive gave the largest car insurance discounts to married couples, averaging $342 saved each year compared to an average El Nido couple's premiums.
The cheapest car insurance in El Nido for drivers with bad credit
The best El Nido car insurance company for customer service
Recent price drops
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The cheapest large national provider in El Nido
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average El Nido driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In El Nido, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around El Nido
What Influences the Cost of Car Insurance in El Nido?
On average, car insurance in El Nido is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in El Nido is 22 minutes, which is far less than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in El Nido are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- El Nido is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in El Nido is $74 per month for minimum coverage and $157 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Santa Rita Park: Insurance costs 1.11% less
- Tuttle: Insurance costs 0.16% more
- Chowchilla: Insurance costs 5.25% more
- Planada: Insurance costs 13.16% more
- Le Grand: Insurance costs 1.43% more
- Fairmead: Insurance costs 3.03% more
- Los Banos: Insurance costs 9.93% more
- Sharon: Insurance costs 5.94% more
- Madera Acres: Insurance costs 6.85% more
- Volta: Insurance costs 0.16% less
Cities with Similar Populations
- Avant: Insurance costs 9.82% less
- Center Strafford: Insurance costs 35.93% less
- China: Insurance costs 49.26% less
- Deputy: Insurance costs 36.31% less
- Morrisville: Insurance costs 40.39% less
- South Amherst: Insurance costs 43.42% less
- Sandoval: Insurance costs 21.87% less
- Sandersville: Insurance costs 14.23% less
- Payson: Insurance costs 23.83% less
- Paxtang: Insurance costs 31.79% less