Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in El Reno, OK
We monitor insurance prices, helping the average driver in El Reno save up to 29.6% on car insurance.
The Cheapest Minimum Coverage in El Reno
The chart below shows the cheapest car insurance company in El Reno for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Farm Bureau.
| El Reno Insurer | Monthly Cost |
|---|---|
| State Farm | $51 |
| Safeco Insurance | $58 |
| Travelers | $63 |
| Farm Bureau | $64 |
Savings for Every Kind of El Reno Driver
Based on our extensive insurance data, we know the average El Reno driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $363 per year by choosing the right vehicle insurance company. Some El Reno residents are paying out over $1,736 extra every year for auto insurance in El Reno. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
El Reno, OK Savings / Yr. |
|---|---|
$363 |
|
$789 |
|
$623 |
|
$521 |
|
$1,562 |
|
$363 |
|
$586 |
El Reno Car Insurance vs. Oklahoma
People living in El Reno pay an average of 0.46% less than the typical driver in the state. The average driver in El Reno can expect to pay about $847 per year, or $1,736 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in El Reno for most people.
Car Insurance Prices by El Reno Neighborhood
Insurance Prices
Where is insurance cheapest within El Reno?
The map shows insurance prices in and around El Reno, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $284 per year within the city boundaries, with insurance premiums ranging from a high of $1,927 to a low of $1,643. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of El Reno.Pick the Best Car Insurance Company for You in El Reno
The best car insurance provider for most drivers in El Reno
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $363 over the average El Reno car insurance company.
The best car insurance provider for El Reno drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $789 over the competition.
The best car insurance company for El Reno drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $623 better than other car insurance companies.
The best auto insurance for El Reno drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $521 less each year.
The least expensive car insurance company for new and young drivers in El Reno
In El Reno, State Farm costs young drivers $1,562 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in El Reno
State Farm gave the largest car insurance discounts to married couples, averaging $363 saved each year compared to an average El Reno couple's premiums.
The cheapest car insurance in El Reno for drivers with bad credit
The best El Reno car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in El Reno, which was better than other insurers.
The cheapest large national provider in El Reno
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average El Reno driver can expect to pay about $115 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In El Reno, USAA has the best prices for married couples, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around El Reno
What Influences the Cost of Car Insurance in El Reno?
On average, car insurance in El Reno is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in El Reno is 25 minutes, which is far less than average for a driver in the state.
- Oklahoma state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in El Reno are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- El Reno has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in El Reno is $71 per month for minimum coverage and $145 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Concho: Insurance costs 0.69% less
- Union City: Insurance costs 3.51% less
- Calumet: Insurance costs 2.71% less
- Yukon: Insurance costs 0.23% less
- Piedmont: Insurance costs 1.56% less
- Woodlawn Park: Insurance costs 8.41% more
- Niles: Insurance costs 2.02% less
- Bethany: Insurance costs 9.22% more
- Warr Acres: Insurance costs 8.93% more
- Geary: Insurance costs 0.63% less
Cities with Similar Populations
- Booneville: Insurance costs 4.78% less
- White House: Insurance costs 21.54% less
- White Plains: Insurance costs 21.43% more
- Whitefish Bay: Insurance costs 32.26% less
- Whitehouse: Insurance costs 6.91% less
- Brevard: Insurance costs 31.05% less
- Whiteville: Insurance costs 24.14% less
- Bradley: Insurance costs 18.55% less
- Boyertown: Insurance costs 21.26% less
- White Center: Insurance costs 0.58% more