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Get Cheap Car Insurance in White Plains, MD
We monitor insurance prices, helping the average driver in White Plains save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in White Plains
The chart below shows the cheapest car insurance company in White Plains for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| White Plains Insurer | Monthly Cost |
|---|---|
| State Farm | $98 |
| Erie Insurance | $99 |
| Travelers | $113 |
| Safeco Insurance | $117 |
Savings for Every Kind of White Plains Driver
Based on our extensive insurance data, we know the average White Plains driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $393 per year by choosing the right vehicle insurance company. Some White Plains residents are paying out over $2,108 extra every year for auto insurance in White Plains. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
White Plains, MD Savings / Yr. |
|---|---|
$393 |
|
$369 |
|
$429 |
|
$692 |
|
$1,330 |
|
$238 |
|
$930 |
White Plains Car Insurance vs. Maryland
People living in White Plains pay an average of 13.77% more than the typical driver in the state. The average driver in White Plains can expect to pay about $1,437 per year, or $2,108 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in White Plains for most people.
Car Insurance Prices by White Plains Neighborhood
Insurance Prices
Where is insurance cheapest within White Plains?
The map shows insurance prices in and around White Plains, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $306 per year within the city boundaries, with insurance premiums ranging from a high of $2,187 to a low of $1,881. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the South parts of White Plains.Pick the Best Car Insurance Company for You in White Plains
The best car insurance provider for most drivers in White Plains
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $393 over the average White Plains car insurance company.
The best car insurance provider for White Plains drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $369 over the competition.
The best car insurance company for White Plains drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $429 better than other car insurance companies.
The best auto insurance for White Plains drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $692 less each year.
The least expensive car insurance company for new and young drivers in White Plains
In White Plains, Erie Insurance costs young drivers $1,330 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in White Plains
State Farm gave the largest car insurance discounts to married couples, averaging $238 saved each year compared to an average White Plains couple's premiums.
The cheapest car insurance in White Plains for drivers with bad credit
The best White Plains car insurance company for customer service
Nationwide was the best company for customer service in White Plains according to the NAIC.
Recent price drops
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The cheapest large national provider in White Plains
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average White Plains driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In White Plains, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around White Plains
What Influences the Cost of Car Insurance in White Plains?
On average, car insurance in White Plains is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in White Plains is 61 minutes, which is far more than average for a driver in the state.
- Maryland state insurance regulations may require higher prices.
- An average of 6 to 7 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in White Plains are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- White Plains has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in White Plains is $120 per month for minimum coverage and $176 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Waldorf: Insurance costs 0.81% more
- Pomfret: Insurance costs 5.12% less
- La Plata: Insurance costs 10.15% less
- Accokeek: Insurance costs 1.14% less
- Marshalls Corner: Insurance costs 7.07% less
- Port Tobacco Riviera: Insurance costs 4.46% less
- Bryans Road: Insurance costs 1.42% less
- Bryantown: Insurance costs 8.92% less
- Port Tobacco Village: Insurance costs 10.86% less
- Port Tobacco: Insurance costs 10.67% less
Cities with Similar Populations
- Alachua: Insurance costs 13.99% more
- Alamo: Insurance costs 5.36% less
- Artesia: Insurance costs 6.40% more
- Oakdale: Insurance costs 35.39% less
- Norridge: Insurance costs 14.61% less
- North Arlington: Insurance costs 3.18% more
- North Dartmouth: Insurance costs 22.44% less
- North Easton: Insurance costs 21.96% less
- North New Hyde Park: Insurance costs 38.28% more
- Northampton: Insurance costs 25.14% less