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Get Cheap Car Insurance in El Sobrante, CA
We monitor insurance prices, helping the average driver in El Sobrante save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in El Sobrante
The chart below shows the cheapest car insurance company in El Sobrante for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| El Sobrante Insurer | Monthly Cost |
|---|---|
| Metromile | $55 |
| Geico | $62 |
| Progressive | $66 |
| Travelers | $68 |
Savings for Every Kind of El Sobrante Driver
Based on our extensive insurance data, we know the average El Sobrante driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $696 per year by choosing the right vehicle insurance company. Some El Sobrante residents are paying out over $2,175 extra every year for auto insurance in El Sobrante. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
El Sobrante, CA Savings / Yr. |
|---|---|
$696 |
|
$1,274 |
|
$1,008 |
|
$1,770 |
|
$909 |
|
$394 |
|
$0 |
El Sobrante Car Insurance vs. California
People living in El Sobrante pay an average of 8.34% more than the typical driver in the state. The average driver in El Sobrante can expect to pay about $1,018 per year, or $2,175 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in El Sobrante for most people.
Car Insurance Prices by El Sobrante Neighborhood
Insurance Prices
Where is insurance cheapest within El Sobrante?
The map shows insurance prices in and around El Sobrante, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $614 per year within the city boundaries, with insurance premiums ranging from a high of $2,522 to a low of $1,908. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Southeast parts of El Sobrante.Pick the Best Car Insurance Company for You in El Sobrante
The best car insurance provider for most drivers in El Sobrante
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $696 over the average El Sobrante car insurance company.
The best car insurance provider for El Sobrante drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,274 over the competition.
The best car insurance company for El Sobrante drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,008 better than other car insurance companies.
The best auto insurance for El Sobrante drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,770 less each year.
The least expensive car insurance company for new and young drivers in El Sobrante
In El Sobrante, State Farm costs young drivers $909 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in El Sobrante
Progressive gave the largest car insurance discounts to married couples, averaging $394 saved each year compared to an average El Sobrante couple's premiums.
The cheapest car insurance in El Sobrante for drivers with bad credit
The best El Sobrante car insurance company for customer service
Nationwide was the best company for customer service in El Sobrante according to the NAIC.
Recent price drops
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The cheapest large national provider in El Sobrante
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average El Sobrante driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In El Sobrante, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around El Sobrante
What Influences the Cost of Car Insurance in El Sobrante?
On average, car insurance in El Sobrante is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in El Sobrante is 48 minutes, which is far more than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in El Sobrante are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- El Sobrante is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in El Sobrante is $85 per month for minimum coverage and $181 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Pinole: Insurance costs 0.09% less
- San Pablo: Insurance costs 5.56% more
- Hercules: Insurance costs 0.28% less
- El Cerrito: Insurance costs 0.09% less
- Richmond: Insurance costs 6.62% more
- North Richmond: Insurance costs 5.01% more
- Rodeo: Insurance costs 2.21% more
- Albany: Insurance costs 2.67% less
- Tormey: Insurance costs 11.95% more
- Orinda Village: Insurance costs 8.92% less
Cities with Similar Populations
- Zeeland: Insurance costs 19.22% more
- Albemarle: Insurance costs 42.90% less
- Westmont: Insurance costs 25.89% less
- Wethersfield: Insurance costs 5.56% less
- Whiting: Insurance costs 18.25% less
- Winona: Insurance costs 28.55% less
- Wright: Insurance costs 9.01% more
- Yelm: Insurance costs 32.83% less
- York: Insurance costs 23.40% less
- Yorkville: Insurance costs 32.28% less