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Get Cheap Car Insurance in North Richmond, CA
We monitor insurance prices, helping the average driver in North Richmond save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in North Richmond
The chart below shows the cheapest car insurance company in North Richmond for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| North Richmond Insurer | Monthly Cost |
|---|---|
| Metromile | $57 |
| Geico | $65 |
| Progressive | $69 |
| Travelers | $72 |
Savings for Every Kind of North Richmond Driver
Based on our extensive insurance data, we know the average North Richmond driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $730 per year by choosing the right vehicle insurance company. Some North Richmond residents are paying out over $2,284 extra every year for auto insurance in North Richmond. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Richmond, CA Savings / Yr. |
|---|---|
$730 |
|
$1,338 |
|
$1,058 |
|
$1,859 |
|
$954 |
|
$414 |
|
$0 |
North Richmond Car Insurance vs. California
People living in North Richmond pay an average of 13.76% more than the typical driver in the state. The average driver in North Richmond can expect to pay about $1,069 per year, or $2,284 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in North Richmond for most people.
Car Insurance Prices by North Richmond Neighborhood
Insurance Prices
Where is insurance cheapest within North Richmond?
The map shows insurance prices in and around North Richmond, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $191 per year within the city boundaries, with insurance premiums ranging from a high of $2,345 to a low of $2,154. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of North Richmond.Pick the Best Car Insurance Company for You in North Richmond
The best car insurance provider for most drivers in North Richmond
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $730 over the average North Richmond car insurance company.
The best car insurance provider for North Richmond drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,338 over the competition.
The best car insurance company for North Richmond drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,058 better than other car insurance companies.
The best auto insurance for North Richmond drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,859 less each year.
The least expensive car insurance company for new and young drivers in North Richmond
In North Richmond, State Farm costs young drivers $954 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Richmond
Progressive gave the largest car insurance discounts to married couples, averaging $414 saved each year compared to an average North Richmond couple's premiums.
The cheapest car insurance in North Richmond for drivers with bad credit
The best North Richmond car insurance company for customer service
Nationwide was the best company for customer service in North Richmond according to the NAIC.
Recent price drops
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The cheapest large national provider in North Richmond
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average North Richmond driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Richmond, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around North Richmond
What Influences the Cost of Car Insurance in North Richmond?
On average, car insurance in North Richmond is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Richmond is 41 minutes, which is a little more than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Richmond are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- North Richmond is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Richmond is $89 per month for minimum coverage and $190 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- San Pablo: Insurance costs 0.53% more
- Richmond: Insurance costs 1.53% more
- El Sobrante: Insurance costs 4.77% less
- El Cerrito: Insurance costs 4.86% less
- Pinole: Insurance costs 4.86% less
- Albany: Insurance costs 7.31% less
- Hercules: Insurance costs 5.04% less
- San Quentin: Insurance costs 7.49% less
- Belvedere-Tiburon: Insurance costs 8.98% less
- Tiburon: Insurance costs 10.16% less
Cities with Similar Populations
- Welsh: Insurance costs 26.09% more
- St. Ignace: Insurance costs 22.46% more
- Weimar: Insurance costs 29.33% less
- St. Helen: Insurance costs 24.21% more
- St. Croix Falls: Insurance costs 47.68% less
- St. Charles: Insurance costs 30.87% less
- St. Charles: Insurance costs 21.58% more
- St. Bernard: Insurance costs 49.04% less
- St. Augustine South: Insurance costs 3.55% more
- St. Jacob: Insurance costs 37.26% less