Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Elizaville, KY
We monitor insurance prices, helping the average driver in Elizaville save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Elizaville
The chart below shows the cheapest car insurance company in Elizaville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Elizaville Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $62 |
| State Farm | $62 |
| Travelers | $90 |
| Geico | $97 |
Savings for Every Kind of Elizaville Driver
Based on our extensive insurance data, we know the average Elizaville driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $547 per year by choosing the right vehicle insurance company. Some Elizaville residents are paying out over $2,165 extra every year for auto insurance in Elizaville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Elizaville, KY Savings / Yr. |
|---|---|
$547 |
|
$897 |
|
$883 |
|
$893 |
|
$1,767 |
|
$591 |
|
$947 |
Elizaville Car Insurance vs. Kentucky
People living in Elizaville pay an average of 1.44% more than the typical driver in the state. The average driver in Elizaville can expect to pay about $1,115 per year, or $2,165 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Elizaville for most people.
Car Insurance Prices by Elizaville Neighborhood
Insurance Prices
Where is insurance cheapest within Elizaville?
The map shows insurance prices in and around Elizaville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $251 per year within the city boundaries, with insurance premiums ranging from a high of $2,326 to a low of $2,075. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of Elizaville.Pick the Best Car Insurance Company for You in Elizaville
The best car insurance provider for most drivers in Elizaville
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $547 over the average Elizaville car insurance company.
The best car insurance provider for Elizaville drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $897 over the competition.
The best car insurance company for Elizaville drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $883 better than other car insurance companies.
The best auto insurance for Elizaville drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $893 less each year.
The least expensive car insurance company for new and young drivers in Elizaville
In Elizaville, State Farm costs young drivers $1,767 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Elizaville
State Farm gave the largest car insurance discounts to married couples, averaging $591 saved each year compared to an average Elizaville couple's premiums.
The cheapest car insurance in Elizaville for drivers with bad credit
The best Elizaville car insurance company for customer service
Nationwide was the best company for customer service in Elizaville according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Elizaville, which was better than other insurers.
The cheapest large national provider in Elizaville
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Elizaville driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Elizaville, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Elizaville
What Influences the Cost of Car Insurance in Elizaville?
On average, car insurance in Elizaville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Elizaville is 46 minutes, which is far more than average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Elizaville are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Elizaville has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Elizaville is $93 per month for minimum coverage and $180 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Concord: Insurance costs 0.83% less
- Craintown: Insurance costs 2.36% less
- Flemingsburg: Insurance costs 3.14% less
- Poplar Plains: Insurance costs 4.53% more
- Nepton: Insurance costs 3.42% less
- Bluebank: Insurance costs 4.16% less
- Grange City: Insurance costs 1.29% less
- Goddard: Insurance costs 3.05% more
- Ewing: Insurance costs 1.20% less
- Sherburne: Insurance costs 1.94% less
Cities with Similar Populations
- Maplewood: Insurance costs 43.97% less
- Redfox: Insurance costs 7.62% more
- Raywood: Insurance costs 22.96% less
- Randall: Insurance costs 21.62% less
- Ralston: Insurance costs 21.48% less
- Rader: Insurance costs 16.81% less
- Potters Fork: Insurance costs 0.83% more
- Poole: Insurance costs 4.85% less
- Monroe Center: Insurance costs 49.42% less
- Millgrove: Insurance costs 24.76% more