Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Poplar Plains, KY
We monitor insurance prices, helping the average driver in Poplar Plains save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Poplar Plains
The chart below shows the cheapest car insurance company in Poplar Plains for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Poplar Plains Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $64 |
| State Farm | $64 |
| Travelers | $94 |
| Geico | $102 |
Savings for Every Kind of Poplar Plains Driver
Based on our extensive insurance data, we know the average Poplar Plains driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $571 per year by choosing the right vehicle insurance company. Some Poplar Plains residents are paying out over $2,263 extra every year for auto insurance in Poplar Plains. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Poplar Plains, KY Savings / Yr. |
|---|---|
$571 |
|
$937 |
|
$922 |
|
$933 |
|
$1,847 |
|
$618 |
|
$990 |
Poplar Plains Car Insurance vs. Kentucky
People living in Poplar Plains pay an average of 6.03% more than the typical driver in the state. The average driver in Poplar Plains can expect to pay about $1,165 per year, or $2,263 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Poplar Plains for most people.
Car Insurance Prices by Poplar Plains Neighborhood
Insurance Prices
Where is insurance cheapest within Poplar Plains?
The map shows insurance prices in and around Poplar Plains, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $251 per year within the city boundaries, with insurance premiums ranging from a high of $2,326 to a low of $2,075. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Poplar Plains.Pick the Best Car Insurance Company for You in Poplar Plains
The best car insurance provider for most drivers in Poplar Plains
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $571 over the average Poplar Plains car insurance company.
The best car insurance provider for Poplar Plains drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $937 over the competition.
The best car insurance company for Poplar Plains drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $922 better than other car insurance companies.
The best auto insurance for Poplar Plains drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $933 less each year.
The least expensive car insurance company for new and young drivers in Poplar Plains
In Poplar Plains, State Farm costs young drivers $1,847 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Poplar Plains
State Farm gave the largest car insurance discounts to married couples, averaging $618 saved each year compared to an average Poplar Plains couple's premiums.
The cheapest car insurance in Poplar Plains for drivers with bad credit
The best Poplar Plains car insurance company for customer service
Nationwide was the best company for customer service in Poplar Plains according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Poplar Plains, which was better than other insurers.
The cheapest large national provider in Poplar Plains
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Poplar Plains driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Poplar Plains, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Poplar Plains
What Influences the Cost of Car Insurance in Poplar Plains?
On average, car insurance in Poplar Plains is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Poplar Plains is 48 minutes, which is far more than average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Poplar Plains are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Poplar Plains is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Poplar Plains is $97 per month for minimum coverage and $189 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Bluebank: Insurance costs 8.31% less
- Concord: Insurance costs 5.13% less
- Goddard: Insurance costs 1.41% less
- Elizaville: Insurance costs 4.33% less
- Flemingsburg: Insurance costs 7.34% less
- Grange City: Insurance costs 5.57% less
- Wallingford: Insurance costs 6.89% less
- Plummers Mill: Insurance costs 2.74% less
- Craintown: Insurance costs 6.58% less
- Hillsboro: Insurance costs 4.90% less
Cities with Similar Populations
- Waubeek: Insurance costs 45.96% less
- Draketown: Insurance costs 38.93% less
- Drew: Insurance costs 21.39% less
- Drybranch: Insurance costs 29.65% less
- Dubre: Insurance costs 4.68% less
- Ducktrap: Insurance costs 57.49% less
- Vosburg: Insurance costs 39.90% less
- Wainville: Insurance costs 32.97% less
- Wakatomika: Insurance costs 51.30% less
- Wales: Insurance costs 39.59% less