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Get Cheap Car Insurance in Plummers Mill, KY
We monitor insurance prices, helping the average driver in Plummers Mill save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Plummers Mill
The chart below shows the cheapest car insurance company in Plummers Mill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Plummers Mill Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $63 |
| State Farm | $63 |
| Travelers | $92 |
| Geico | $99 |
Savings for Every Kind of Plummers Mill Driver
Based on our extensive insurance data, we know the average Plummers Mill driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $556 per year by choosing the right vehicle insurance company. Some Plummers Mill residents are paying out over $2,201 extra every year for auto insurance in Plummers Mill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Plummers Mill, KY Savings / Yr. |
|---|---|
$556 |
|
$912 |
|
$897 |
|
$908 |
|
$1,797 |
|
$601 |
|
$963 |
Plummers Mill Car Insurance vs. Kentucky
People living in Plummers Mill pay an average of 3.15% more than the typical driver in the state. The average driver in Plummers Mill can expect to pay about $1,134 per year, or $2,201 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Plummers Mill for most people.
Car Insurance Prices by Plummers Mill Neighborhood
Insurance Prices
Where is insurance cheapest within Plummers Mill?
The map shows insurance prices in and around Plummers Mill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $221 per year within the city boundaries, with insurance premiums ranging from a high of $2,326 to a low of $2,105. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of Plummers Mill.Pick the Best Car Insurance Company for You in Plummers Mill
The best car insurance provider for most drivers in Plummers Mill
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $556 over the average Plummers Mill car insurance company.
The best car insurance provider for Plummers Mill drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $912 over the competition.
The best car insurance company for Plummers Mill drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $897 better than other car insurance companies.
The best auto insurance for Plummers Mill drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $908 less each year.
The least expensive car insurance company for new and young drivers in Plummers Mill
In Plummers Mill, State Farm costs young drivers $1,797 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Plummers Mill
State Farm gave the largest car insurance discounts to married couples, averaging $601 saved each year compared to an average Plummers Mill couple's premiums.
The cheapest car insurance in Plummers Mill for drivers with bad credit
The best Plummers Mill car insurance company for customer service
Nationwide was the best company for customer service in Plummers Mill according to the NAIC.
Recent price drops
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The cheapest large national provider in Plummers Mill
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Plummers Mill driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Plummers Mill, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Plummers Mill
What Influences the Cost of Car Insurance in Plummers Mill?
On average, car insurance in Plummers Mill is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Plummers Mill is 44 minutes, which is far more than average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Plummers Mill are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Plummers Mill is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Plummers Mill is $94 per month for minimum coverage and $183 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Goddard: Insurance costs 1.36% more
- Hillsboro: Insurance costs 2.23% less
- Grange City: Insurance costs 2.91% less
- Poplar Plains: Insurance costs 2.82% more
- Farmers: Insurance costs 1.73% less
- Waltz: Insurance costs 0.64% more
- Bluebank: Insurance costs 5.72% less
- Concord: Insurance costs 2.45% less
- Morehead: Insurance costs 1.04% less
- Cranston: Insurance costs 0.95% more
Cities with Similar Populations
- Apple Springs: Insurance costs 24.72% less
- Troy: Insurance costs 42.30% less
- Bayview: Insurance costs 47.02% less
- Axtell: Insurance costs 31.08% less
- Auburn Junction: Insurance costs 48.16% less
- Asbury: Insurance costs 34.48% less
- Ary: Insurance costs 2.64% more
- Arlington: Insurance costs 42.16% less
- Arkville: Insurance costs 2.91% more
- Antioch: Insurance costs 35.62% less