Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Elk Grove Village, IL
We monitor insurance prices, helping the average driver in Elk Grove Village save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Elk Grove Village
The chart below shows the cheapest car insurance company in Elk Grove Village for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Elk Grove Village Insurer | Monthly Cost |
|---|---|
| State Farm | $53 |
| Country Financial | $58 |
| Metromile | $63 |
| American Family Insurance | $67 |
Savings for Every Kind of Elk Grove Village Driver
Based on our extensive insurance data, we know the average Elk Grove Village driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $370 per year by choosing the right vehicle insurance company. Some Elk Grove Village residents are paying out over $1,585 extra every year for auto insurance in Elk Grove Village. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Elk Grove Village, IL Savings / Yr. |
|---|---|
$370 |
|
$697 |
|
$557 |
|
$584 |
|
$1,440 |
|
$414 |
|
$532 |
Elk Grove Village Car Insurance vs. Illinois
People living in Elk Grove Village pay an average of 4.93% more than the typical driver in the state. The average driver in Elk Grove Village can expect to pay about $941 per year, or $1,585 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Elk Grove Village for most people.
Car Insurance Prices by Elk Grove Village Neighborhood
Insurance Prices
Where is insurance cheapest within Elk Grove Village?
The map shows insurance prices in and around Elk Grove Village, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $441 per year within the city boundaries, with insurance premiums ranging from a high of $1,834 to a low of $1,393. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the East parts of Elk Grove Village.Pick the Best Car Insurance Company for You in Elk Grove Village
The best car insurance provider for most drivers in Elk Grove Village
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $370 over the average Elk Grove Village car insurance company.
The best car insurance provider for Elk Grove Village drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $697 over the competition.
The best car insurance company for Elk Grove Village drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $557 better than other car insurance companies.
The best auto insurance for Elk Grove Village drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $584 less each year.
The least expensive car insurance company for new and young drivers in Elk Grove Village
In Elk Grove Village, State Farm costs young drivers $1,440 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Elk Grove Village
State Farm gave the largest car insurance discounts to married couples, averaging $414 saved each year compared to an average Elk Grove Village couple's premiums.
The cheapest car insurance in Elk Grove Village for drivers with bad credit
The best Elk Grove Village car insurance company for customer service
Nationwide was the best company for customer service in Elk Grove Village according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Elk Grove Village, which was better than other insurers.
The cheapest large national provider in Elk Grove Village
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Elk Grove Village driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Elk Grove Village, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Elk Grove Village
What Influences the Cost of Car Insurance in Elk Grove Village?
On average, car insurance in Elk Grove Village is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Elk Grove Village is 33 minutes, which is a little more than average for a driver in the state.
- Illinois state insurance regulations may allow for lower prices.
- An average of 16 to 17 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Elk Grove Village are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Elk Grove Village is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Elk Grove Village is $78 per month for minimum coverage and $132 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Itasca: Insurance costs 2.15% less
- Medinah: Insurance costs 1.64% less
- Wood Dale: Insurance costs 2.78% more
- Roselle: Insurance costs 0.19% less
- Schaumburg: Insurance costs 4.04% more
- Rolling Meadows: Insurance costs 0.06% less
- Addison: Insurance costs 3.47% more
- Bensenville: Insurance costs 8.39% more
- Mount Prospect: Insurance costs 5.74% more
- Bloomingdale: Insurance costs 0.38% more
Cities with Similar Populations
- Mcminnville: Insurance costs 2.27% less
- Norwich: Insurance costs 33.25% more
- North Bay Village: Insurance costs 105.36% more
- Newburgh: Insurance costs 26.50% less
- New Lenox: Insurance costs 4.86% less
- Mount Airy: Insurance costs 23.47% less
- Montgomery Village: Insurance costs 31.04% more
- Mission Bend: Insurance costs 27.89% more
- Miamisburg: Insurance costs 30.73% less
- Oak Creek: Insurance costs 27.38% less