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Get Cheap Car Insurance in Elk Grove, WI
We monitor insurance prices, helping the average driver in Elk Grove save up to 27.7% on car insurance.
The Cheapest Minimum Coverage in Elk Grove
The chart below shows the cheapest car insurance company in Elk Grove for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by American Family Insurance, Erie Insurance, and Kemper.
| Elk Grove Insurer | Monthly Cost |
|---|---|
| State Farm | $40 |
| American Family Insurance | $41 |
| Erie Insurance | $42 |
| Kemper | $43 |
Savings for Every Kind of Elk Grove Driver
Based on our extensive insurance data, we know the average Elk Grove driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $207 per year by choosing the right vehicle insurance company. Some Elk Grove residents are paying out over $1,117 extra every year for auto insurance in Elk Grove. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Elk Grove, WI Savings / Yr. |
|---|---|
$207 |
|
$427 |
|
$264 |
|
$383 |
|
$887 |
|
$161 |
|
$609 |
Elk Grove Car Insurance vs. Wisconsin
People living in Elk Grove pay an average of 2.23% less than the typical driver in the state. The average driver in Elk Grove can expect to pay about $562 per year, or $1,117 for full coverage.
Based on our analysis, West Bend will be the cheapest provider in Elk Grove for most people.
Car Insurance Prices by Elk Grove Neighborhood
Insurance Prices
Where is insurance cheapest within Elk Grove?
The map shows insurance prices in and around Elk Grove, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $20 per year within the city boundaries, with insurance premiums ranging from a high of $1,131 to a low of $1,111. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of Elk Grove.Pick the Best Car Insurance Company for You in Elk Grove
The best car insurance provider for most drivers in Elk Grove
For drivers with clean driving records and no major strikes, West Bend is the best option, with annual savings of $207 over the average Elk Grove car insurance company.
The best car insurance provider for Elk Grove drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $427 over the competition.
The best car insurance company for Elk Grove drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $264 better than other car insurance companies.
The best auto insurance for Elk Grove drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $383 less each year.
The least expensive car insurance company for new and young drivers in Elk Grove
In Elk Grove, Erie Insurance costs young drivers $887 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Elk Grove
Progressive gave the largest car insurance discounts to married couples, averaging $161 saved each year compared to an average Elk Grove couple's premiums.
The cheapest car insurance in Elk Grove for drivers with bad credit
The best Elk Grove car insurance company for customer service
Recent price drops
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The cheapest large national provider in Elk Grove
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Elk Grove driver can expect to pay about $80 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Elk Grove, USAA has the best prices for good drivers, drivers with bad credit, drivers with a DUI conviction, young drivers, drivers with accidents, married couples, and drivers with speeding tickets.Auto Insurance Prices in and Around Elk Grove
What Influences the Cost of Car Insurance in Elk Grove?
On average, car insurance in Elk Grove is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Elk Grove is 24 minutes, which is far less than average for a driver in the state.
- Wisconsin state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Elk Grove are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Elk Grove has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Elk Grove is $47 per month for minimum coverage and $93 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Meekers Grove: Insurance costs 0.54% more
- Belmont: Insurance costs 0.81% more
- Bigpatch: Insurance costs 0.27% less
- Georgetown: Insurance costs 1.25% more
- Lead Mine: Insurance costs 1.07% more
- Cuba City: Insurance costs 0.18% more
- Platteville: Insurance costs 1.34% less
- Benton: Insurance costs 1.88% more
- Cornelia: Insurance costs 0.18% more
- Shullsburg: Insurance costs 2.24% more
Cities with Similar Populations
- Gin City: Insurance costs 47.27% more
- Rural: Insurance costs 0.18% less
- Rumley: Insurance costs 49.15% more
- Ruby Valley: Insurance costs 88.45% more
- Ruby: Insurance costs 40.73% more
- Ruby: Insurance costs 22.74% more
- Hightown: Insurance costs 4.30% more
- Hatfield: Insurance costs 57.48% more
- Glen: Insurance costs 37.96% more
- Glen Lyn: Insurance costs 5.91% more