Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Benton, WI
We monitor insurance prices, helping the average driver in Benton save up to 27.7% on car insurance.
The Cheapest Minimum Coverage in Benton
The chart below shows the cheapest car insurance company in Benton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by American Family Insurance, Erie Insurance, and Kemper.
| Benton Insurer | Monthly Cost |
|---|---|
| State Farm | $41 |
| American Family Insurance | $42 |
| Erie Insurance | $43 |
| Kemper | $44 |
Savings for Every Kind of Benton Driver
Based on our extensive insurance data, we know the average Benton driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $211 per year by choosing the right vehicle insurance company. Some Benton residents are paying out over $1,138 extra every year for auto insurance in Benton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Benton, WI Savings / Yr. |
|---|---|
$211 |
|
$436 |
|
$269 |
|
$391 |
|
$904 |
|
$164 |
|
$621 |
Benton Car Insurance vs. Wisconsin
People living in Benton pay an average of 0.33% less than the typical driver in the state. The average driver in Benton can expect to pay about $573 per year, or $1,138 for full coverage.
Based on our analysis, West Bend will be the cheapest provider in Benton for most people.
Car Insurance Prices by Benton Neighborhood
Insurance Prices
Where is insurance cheapest within Benton?
The map shows insurance prices in and around Benton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $14 per year within the city boundaries, with insurance premiums ranging from a high of $1,140 to a low of $1,126. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northeast parts of Benton.Pick the Best Car Insurance Company for You in Benton
The best car insurance provider for most drivers in Benton
For drivers with clean driving records and no major strikes, West Bend is the best option, with annual savings of $211 over the average Benton car insurance company.
The best car insurance provider for Benton drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $436 over the competition.
The best car insurance company for Benton drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $269 better than other car insurance companies.
The best auto insurance for Benton drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $391 less each year.
The least expensive car insurance company for new and young drivers in Benton
In Benton, Erie Insurance costs young drivers $904 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Benton
Progressive gave the largest car insurance discounts to married couples, averaging $164 saved each year compared to an average Benton couple's premiums.
The cheapest car insurance in Benton for drivers with bad credit
The best Benton car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Benton, which was better than other insurers.
The cheapest large national provider in Benton
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Benton driver can expect to pay about $80 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Benton, USAA has the best prices for good drivers, drivers with bad credit, drivers with a DUI conviction, young drivers, drivers with accidents, married couples, and drivers with speeding tickets.Auto Insurance Prices in and Around Benton
What Influences the Cost of Car Insurance in Benton?
On average, car insurance in Benton is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Benton is 30 minutes, which is about the national average for a driver in the state.
- Wisconsin state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Benton are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Benton has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Benton is $48 per month for minimum coverage and $95 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lead Mine: Insurance costs 0.79% less
- Cuba City: Insurance costs 1.67% less
- Meekers Grove: Insurance costs 1.32% less
- Georgetown: Insurance costs 0.62% less
- Scales Mound: Insurance costs 22.32% more
- Hazel Green: Insurance costs 2.11% less
- Elk Grove: Insurance costs 1.85% less
- Shullsburg: Insurance costs 0.35% more
- Guilford: Insurance costs 17.84% more
- Prairie Corners: Insurance costs 2.90% less
Cities with Similar Populations
- Appleton City: Insurance costs 56.59% more
- Three Bridges: Insurance costs 53.16% more
- Hiram: Insurance costs 44.90% more
- Sierra Blanca: Insurance costs 50.09% more
- Sterling City: Insurance costs 44.02% more
- Higden: Insurance costs 48.42% more
- Seco Mines: Insurance costs 64.50% more
- Roberts: Insurance costs 4.04% less
- Riviera: Insurance costs 50.79% more
- Princeton: Insurance costs 16.17% less