Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Elk Mound, WI
We monitor insurance prices, helping the average driver in Elk Mound save up to 27.7% on car insurance.
The Cheapest Minimum Coverage in Elk Mound
The chart below shows the cheapest car insurance company in Elk Mound for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by American Family Insurance, Erie Insurance, and Kemper.
| Elk Mound Insurer | Monthly Cost |
|---|---|
| State Farm | $40 |
| American Family Insurance | $42 |
| Erie Insurance | $42 |
| Kemper | $44 |
Savings for Every Kind of Elk Mound Driver
Based on our extensive insurance data, we know the average Elk Mound driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $208 per year by choosing the right vehicle insurance company. Some Elk Mound residents are paying out over $1,122 extra every year for auto insurance in Elk Mound. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Elk Mound, WI Savings / Yr. |
|---|---|
$208 |
|
$429 |
|
$265 |
|
$385 |
|
$891 |
|
$162 |
|
$612 |
Elk Mound Car Insurance vs. Wisconsin
People living in Elk Mound pay an average of 1.74% less than the typical driver in the state. The average driver in Elk Mound can expect to pay about $565 per year, or $1,122 for full coverage.
Based on our analysis, West Bend will be the cheapest provider in Elk Mound for most people.
Car Insurance Prices by Elk Mound Neighborhood
Insurance Prices
Where is insurance cheapest within Elk Mound?
The map shows insurance prices in and around Elk Mound, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $35 per year within the city boundaries, with insurance premiums ranging from a high of $1,140 to a low of $1,105. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Elk Mound.Pick the Best Car Insurance Company for You in Elk Mound
The best car insurance provider for most drivers in Elk Mound
For drivers with clean driving records and no major strikes, West Bend is the best option, with annual savings of $208 over the average Elk Mound car insurance company.
The best car insurance provider for Elk Mound drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $429 over the competition.
The best car insurance company for Elk Mound drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $265 better than other car insurance companies.
The best auto insurance for Elk Mound drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $385 less each year.
The least expensive car insurance company for new and young drivers in Elk Mound
In Elk Mound, Erie Insurance costs young drivers $891 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Elk Mound
Progressive gave the largest car insurance discounts to married couples, averaging $162 saved each year compared to an average Elk Mound couple's premiums.
The cheapest car insurance in Elk Mound for drivers with bad credit
The best Elk Mound car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Elk Mound, which was better than other insurers.
The cheapest large national provider in Elk Mound
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Elk Mound driver can expect to pay about $80 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Elk Mound, USAA has the best prices for good drivers, drivers with bad credit, drivers with a DUI conviction, young drivers, drivers with accidents, married couples, and drivers with speeding tickets.Auto Insurance Prices in and Around Elk Mound
What Influences the Cost of Car Insurance in Elk Mound?
On average, car insurance in Elk Mound is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Elk Mound is 26 minutes, which is far less than average for a driver in the state.
- Wisconsin state insurance regulations may allow for lower prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Elk Mound are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Elk Mound is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Elk Mound is $47 per month for minimum coverage and $94 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Rusk: Insurance costs 0.62% more
- Falls City: Insurance costs 0.09% less
- Colfax: Insurance costs 1.78% more
- Old Albertville: Insurance costs 3.30% more
- Eau Claire: Insurance costs 0.98% less
- Norton: Insurance costs 3.21% more
- Meridean: Insurance costs 1.43% more
- Hallie: Insurance costs 0.09% more
- Menomonie: Insurance costs 0.62% less
- Lake Hallie: Insurance costs 2.94% less
Cities with Similar Populations
- Lakewood: Insurance costs 93.67% more
- Le Sueur: Insurance costs 37.52% more
- Lawrenceville: Insurance costs 17.02% more
- Lawrenceville: Insurance costs 27.36% more
- Lavonia: Insurance costs 54.19% more
- Laureldale: Insurance costs 22.28% more
- Lascassas: Insurance costs 19.88% more
- Larned: Insurance costs 40.73% more
- Larksville: Insurance costs 22.10% more
- Lanexa: Insurance costs 6.60% more