Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Lawrenceville, VA
We monitor insurance prices, helping the average driver in Lawrenceville save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Lawrenceville
The chart below shows the cheapest car insurance company in Lawrenceville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Lawrenceville Insurer | Monthly Cost |
|---|---|
| Metromile | $47 |
| Geico | $54 |
| Farm Bureau | $56 |
| Safeco Insurance | $60 |
Savings for Every Kind of Lawrenceville Driver
Based on our extensive insurance data, we know the average Lawrenceville driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $495 per year by choosing the right vehicle insurance company. Some Lawrenceville residents are paying out over $1,313 extra every year for auto insurance in Lawrenceville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lawrenceville, VA Savings / Yr. |
|---|---|
$495 |
|
$845 |
|
$723 |
|
$707 |
|
$1,156 |
|
$265 |
|
$477 |
Lawrenceville Car Insurance vs. Virginia
People living in Lawrenceville pay an average of 8.08% more than the typical driver in the state. The average driver in Lawrenceville can expect to pay about $909 per year, or $1,313 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Lawrenceville for most people.
Car Insurance Prices by Lawrenceville Neighborhood
Insurance Prices
Where is insurance cheapest within Lawrenceville?
The map shows insurance prices in and around Lawrenceville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $269 per year within the city boundaries, with insurance premiums ranging from a high of $1,452 to a low of $1,183. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the South parts of Lawrenceville.Pick the Best Car Insurance Company for You in Lawrenceville
The best car insurance provider for most drivers in Lawrenceville
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $495 over the average Lawrenceville car insurance company.
The best car insurance provider for Lawrenceville drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $845 over the competition.
The best car insurance company for Lawrenceville drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $723 better than other car insurance companies.
The best auto insurance for Lawrenceville drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $707 less each year.
The least expensive car insurance company for new and young drivers in Lawrenceville
In Lawrenceville, Erie Insurance costs young drivers $1,156 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lawrenceville
Farm Bureau gave the largest car insurance discounts to married couples, averaging $265 saved each year compared to an average Lawrenceville couple's premiums.
The cheapest car insurance in Lawrenceville for drivers with bad credit
The best Lawrenceville car insurance company for customer service
Nationwide was the best company for customer service in Lawrenceville according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Lawrenceville, which was better than other insurers.
The cheapest large national provider in Lawrenceville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Lawrenceville driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lawrenceville, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Lawrenceville
What Influences the Cost of Car Insurance in Lawrenceville?
On average, car insurance in Lawrenceville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lawrenceville are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Lawrenceville is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Lawrenceville is $76 per month for minimum coverage and $109 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lawrenceville Hills: Insurance costs 2.36% less
- Edgerton: Insurance costs 2.89% less
- Cochran: Insurance costs 2.44% less
- Dolphin: Insurance costs 4.72% less
- Freeman: Insurance costs 3.88% less
- Fitzhugh: Insurance costs 8.15% less
- Alberta: Insurance costs 7.16% less
- Brunswick: Insurance costs 9.29% less
- Meredithville: Insurance costs 6.63% less
- Pleasant Shade: Insurance costs 6.09% less
Cities with Similar Populations
- Ely: Insurance costs 55.37% more
- Eldorado at Santa Fe: Insurance costs 14.01% more
- Eldorado: Insurance costs 14.78% more
- Elgin: Insurance costs 24.75% more
- Elk Mound: Insurance costs 14.55% less
- Elk: Insurance costs 6.85% more
- Elkhart: Insurance costs 21.71% more
- Elkins: Insurance costs 25.67% more
- Elko New Market: Insurance costs 21.71% more
- Elkton: Insurance costs 58.19% more