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Get Cheap Car Insurance in Elkins Park, PA
We monitor insurance prices, helping the average driver in Elkins Park save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Elkins Park
The chart below shows the cheapest car insurance company in Elkins Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Elkins Park Insurer | Monthly Cost |
|---|---|
| Kemper | $59 |
| Metromile | $59 |
| Travelers | $60 |
| State Farm | $63 |
Savings for Every Kind of Elkins Park Driver
Based on our extensive insurance data, we know the average Elkins Park driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $451 per year by choosing the right vehicle insurance company. Some Elkins Park residents are paying out over $1,607 extra every year for auto insurance in Elkins Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Elkins Park, PA Savings / Yr. |
|---|---|
$451 |
|
$798 |
|
$610 |
|
$727 |
|
$1,862 |
|
$322 |
|
$576 |
Elkins Park Car Insurance vs. Pennsylvania
People living in Elkins Park pay an average of 12.73% more than the typical driver in the state. The average driver in Elkins Park can expect to pay about $997 per year, or $1,607 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Elkins Park for most people.
Car Insurance Prices by Elkins Park Neighborhood
Insurance Prices
Where is insurance cheapest within Elkins Park?
The map shows insurance prices in and around Elkins Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $437 per year within the city boundaries, with insurance premiums ranging from a high of $1,867 to a low of $1,430. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the North parts of Elkins Park.Pick the Best Car Insurance Company for You in Elkins Park
The best car insurance provider for most drivers in Elkins Park
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $451 over the average Elkins Park car insurance company.
The best car insurance provider for Elkins Park drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $798 over the competition.
The best car insurance company for Elkins Park drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $610 better than other car insurance companies.
The best auto insurance for Elkins Park drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $727 less each year.
The least expensive car insurance company for new and young drivers in Elkins Park
In Elkins Park, Travelers costs young drivers $1,862 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Elkins Park
State Farm gave the largest car insurance discounts to married couples, averaging $322 saved each year compared to an average Elkins Park couple's premiums.
The cheapest car insurance in Elkins Park for drivers with bad credit
The best Elkins Park car insurance company for customer service
Nationwide was the best company for customer service in Elkins Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Elkins Park
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Elkins Park driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Elkins Park, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Elkins Park
What Influences the Cost of Car Insurance in Elkins Park?
On average, car insurance in Elkins Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Elkins Park is 39 minutes, which is far more than average for a driver in the state.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Elkins Park are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Elkins Park is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Elkins Park is $83 per month for minimum coverage and $134 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Cheltenham: Insurance costs 0.37% more
- Wyncote: Insurance costs 1.43% less
- Jenkintown: Insurance costs 9.09% less
- Rockledge: Insurance costs 9.65% less
- Glenside: Insurance costs 7.65% less
- Abington: Insurance costs 7.53% less
- Oreland: Insurance costs 8.84% less
- Philadelphia: Insurance costs 5.29% less
- Willow Grove: Insurance costs 10.21% less
- Flourtown: Insurance costs 12.45% less
Cities with Similar Populations
- Saugerties: Insurance costs 39.20% more
- Somerton: Insurance costs 12.26% more
- Bastrop: Insurance costs 98.07% more
- Bayou Cane: Insurance costs 83.76% more
- Sharon: Insurance costs 2.05% more
- Sellersburg: Insurance costs 27.26% less
- Belle Glade: Insurance costs 83.20% more
- Seaford: Insurance costs 64.90% more
- Scottsboro: Insurance costs 5.16% less
- Griffith: Insurance costs 19.29% less