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Get Cheap Car Insurance in Ellington, CT
We monitor insurance prices, helping the average driver in Ellington save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in Ellington
The chart below shows the cheapest car insurance company in Ellington for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| Ellington Insurer | Monthly Cost |
|---|---|
| Kemper | $69 |
| State Farm | $79 |
| Safeco Insurance | $80 |
| Travelers | $80 |
Savings for Every Kind of Ellington Driver
Based on our extensive insurance data, we know the average Ellington driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $565 per year by choosing the right vehicle insurance company. Some Ellington residents are paying out over $1,928 extra every year for auto insurance in Ellington. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ellington, CT Savings / Yr. |
|---|---|
$565 |
|
$783 |
|
$544 |
|
$909 |
|
$2,139 |
|
$512 |
|
$861 |
Ellington Car Insurance vs. Connecticut
People living in Ellington pay an average of 0.34% less than the typical driver in the state. The average driver in Ellington can expect to pay about $1,320 per year, or $1,928 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Ellington for most people.
Car Insurance Prices by Ellington Neighborhood
Insurance Prices
Where is insurance cheapest within Ellington?
The map shows insurance prices in and around Ellington, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $255 per year within the city boundaries, with insurance premiums ranging from a high of $2,128 to a low of $1,873. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of Ellington.Pick the Best Car Insurance Company for You in Ellington
The best car insurance provider for most drivers in Ellington
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $565 over the average Ellington car insurance company.
The best car insurance provider for Ellington drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $783 over the competition.
The best car insurance company for Ellington drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $544 better than other car insurance companies.
The best auto insurance for Ellington drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $909 less each year.
The least expensive car insurance company for new and young drivers in Ellington
In Ellington, State Farm costs young drivers $2,139 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ellington
State Farm gave the largest car insurance discounts to married couples, averaging $512 saved each year compared to an average Ellington couple's premiums.
The cheapest car insurance in Ellington for drivers with bad credit
The best Ellington car insurance company for customer service
Recent price drops
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The cheapest large national provider in Ellington
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Ellington driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ellington, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Ellington
What Influences the Cost of Car Insurance in Ellington?
On average, car insurance in Ellington is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Ellington is 33 minutes, which is about the national average for a driver in the state.
- Connecticut state insurance regulations may require higher prices.
- An average of 16 to 17 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ellington are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Ellington is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Ellington is $110 per month for minimum coverage and $161 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Rockville: Insurance costs 8.45% more
- Vernon-Rockville: Insurance costs 3.53% more
- Broad Brook: Insurance costs 2.75% less
- Somersville: Insurance costs 2.33% less
- Tolland: Insurance costs 0.62% less
- Somers: Insurance costs 1.24% more
- South Windsor: Insurance costs 2.39% more
- Southwood Acres: Insurance costs 1.04% less
- East Windsor: Insurance costs 0.26% less
- West Stafford: Insurance costs 1.97% less
Cities with Similar Populations
- Birdsboro: Insurance costs 30.45% less
- Ballston Lake: Insurance costs 15.98% more
- Baraboo: Insurance costs 42.06% less
- Wimauma: Insurance costs 44.97% more
- Whitman: Insurance costs 13.28% less
- Beach Park: Insurance costs 14.63% less
- Bellevue: Insurance costs 44.45% less
- Bennettsville: Insurance costs 11.10% less
- Bennington: Insurance costs 26.87% less
- Berea: Insurance costs 8.51% less