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Get Cheap Car Insurance in South Windsor, CT
We monitor insurance prices, helping the average driver in South Windsor save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in South Windsor
The chart below shows the cheapest car insurance company in South Windsor for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| South Windsor Insurer | Monthly Cost |
|---|---|
| Kemper | $70 |
| State Farm | $81 |
| Safeco Insurance | $82 |
| Travelers | $82 |
Savings for Every Kind of South Windsor Driver
Based on our extensive insurance data, we know the average South Windsor driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $578 per year by choosing the right vehicle insurance company. Some South Windsor residents are paying out over $1,974 extra every year for auto insurance in South Windsor. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Windsor, CT Savings / Yr. |
|---|---|
$578 |
|
$802 |
|
$557 |
|
$930 |
|
$2,189 |
|
$524 |
|
$881 |
South Windsor Car Insurance vs. Connecticut
People living in South Windsor pay an average of 2.02% more than the typical driver in the state. The average driver in South Windsor can expect to pay about $1,352 per year, or $1,974 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in South Windsor for most people.
Car Insurance Prices by South Windsor Neighborhood
Insurance Prices
Where is insurance cheapest within South Windsor?
The map shows insurance prices in and around South Windsor, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $175 per year within the city boundaries, with insurance premiums ranging from a high of $2,076 to a low of $1,901. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Southeast parts of South Windsor.Pick the Best Car Insurance Company for You in South Windsor
The best car insurance provider for most drivers in South Windsor
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $578 over the average South Windsor car insurance company.
The best car insurance provider for South Windsor drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $802 over the competition.
The best car insurance company for South Windsor drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $557 better than other car insurance companies.
The best auto insurance for South Windsor drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $930 less each year.
The least expensive car insurance company for new and young drivers in South Windsor
In South Windsor, State Farm costs young drivers $2,189 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Windsor
State Farm gave the largest car insurance discounts to married couples, averaging $524 saved each year compared to an average South Windsor couple's premiums.
The cheapest car insurance in South Windsor for drivers with bad credit
The best South Windsor car insurance company for customer service
Recent price drops
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The cheapest large national provider in South Windsor
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average South Windsor driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Windsor, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around South Windsor
What Influences the Cost of Car Insurance in South Windsor?
On average, car insurance in South Windsor is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Windsor are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- South Windsor is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in South Windsor is $113 per month for minimum coverage and $165 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- East Windsor Hill: Insurance costs 3.04% less
- Oakland: Insurance costs 7.09% more
- Vernon-Rockville: Insurance costs 1.11% more
- Manchester: Insurance costs 7.60% more
- Broad Brook: Insurance costs 5.02% less
- Wilson: Insurance costs 15.50% more
- Rockville: Insurance costs 5.93% more
- East Hartford: Insurance costs 17.43% more
- East Windsor: Insurance costs 2.58% less
- Windsor: Insurance costs 13.22% more
Cities with Similar Populations
- Ferndale: Insurance costs 30.24% less
- Tujunga: Insurance costs 26.90% more
- Tiffin: Insurance costs 45.39% less
- Green: Insurance costs 45.69% less
- Grandview: Insurance costs 2.23% more
- Glasgow: Insurance costs 4.66% more
- Garden City: Insurance costs 38.96% more
- Fresno: Insurance costs 4.96% more
- Freeport: Insurance costs 25.28% less
- Franklin: Insurance costs 44.33% less