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Get Cheap Car Insurance in Oakland, CT
We monitor insurance prices, helping the average driver in Oakland save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in Oakland
The chart below shows the cheapest car insurance company in Oakland for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| Oakland Insurer | Monthly Cost |
|---|---|
| Kemper | $75 |
| State Farm | $86 |
| Safeco Insurance | $88 |
| Travelers | $88 |
Savings for Every Kind of Oakland Driver
Based on our extensive insurance data, we know the average Oakland driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $620 per year by choosing the right vehicle insurance company. Some Oakland residents are paying out over $2,114 extra every year for auto insurance in Oakland. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Oakland, CT Savings / Yr. |
|---|---|
$620 |
|
$859 |
|
$597 |
|
$996 |
|
$2,345 |
|
$562 |
|
$944 |
Oakland Car Insurance vs. Connecticut
People living in Oakland pay an average of 9.26% more than the typical driver in the state. The average driver in Oakland can expect to pay about $1,448 per year, or $2,114 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Oakland for most people.
Car Insurance Prices by Oakland Neighborhood
Insurance Prices
Where is insurance cheapest within Oakland?
The map shows insurance prices in and around Oakland, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $319 per year within the city boundaries, with insurance premiums ranging from a high of $2,239 to a low of $1,920. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Northeast parts of Oakland.Pick the Best Car Insurance Company for You in Oakland
The best car insurance provider for most drivers in Oakland
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $620 over the average Oakland car insurance company.
The best car insurance provider for Oakland drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $859 over the competition.
The best car insurance company for Oakland drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $597 better than other car insurance companies.
The best auto insurance for Oakland drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $996 less each year.
The least expensive car insurance company for new and young drivers in Oakland
In Oakland, State Farm costs young drivers $2,345 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Oakland
State Farm gave the largest car insurance discounts to married couples, averaging $562 saved each year compared to an average Oakland couple's premiums.
The cheapest car insurance in Oakland for drivers with bad credit
The best Oakland car insurance company for customer service
Recent price drops
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The cheapest large national provider in Oakland
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Oakland driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Oakland, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Oakland
What Influences the Cost of Car Insurance in Oakland?
On average, car insurance in Oakland is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Oakland are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Oakland is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Oakland is $121 per month for minimum coverage and $176 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Manchester: Insurance costs 0.47% more
- South Windsor: Insurance costs 6.62% less
- Vernon-Rockville: Insurance costs 5.58% less
- Bolton: Insurance costs 10.83% less
- East Hartford: Insurance costs 9.65% more
- East Windsor Hill: Insurance costs 9.46% less
- Rockville: Insurance costs 1.09% less
- Glastonbury: Insurance costs 7.71% less
- Wilson: Insurance costs 7.85% more
- Glastonbury Center: Insurance costs 7.28% less
Cities with Similar Populations
- Watauga: Insurance costs 16.51% less
- Boaz: Insurance costs 27.34% less
- Bourbonnais: Insurance costs 33.40% less
- Brainerd: Insurance costs 24.65% less
- Brambleton: Insurance costs 41.01% less
- Brent: Insurance costs 21.10% more
- Brownwood: Insurance costs 22.94% less
- Canandaigua: Insurance costs 0.19% less
- Canby: Insurance costs 25.45% less
- Canon City: Insurance costs 13.58% less