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Get Cheap Car Insurance in Ellison Bay, WI
We monitor insurance prices, helping the average driver in Ellison Bay save up to 27.7% on car insurance.
The Cheapest Minimum Coverage in Ellison Bay
The chart below shows the cheapest car insurance company in Ellison Bay for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by American Family Insurance, Erie Insurance, and Kemper.
| Ellison Bay Insurer | Monthly Cost |
|---|---|
| State Farm | $37 |
| American Family Insurance | $39 |
| Erie Insurance | $40 |
| Kemper | $41 |
Savings for Every Kind of Ellison Bay Driver
Based on our extensive insurance data, we know the average Ellison Bay driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $195 per year by choosing the right vehicle insurance company. Some Ellison Bay residents are paying out over $1,050 extra every year for auto insurance in Ellison Bay. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ellison Bay, WI Savings / Yr. |
|---|---|
$195 |
|
$402 |
|
$248 |
|
$360 |
|
$834 |
|
$152 |
|
$573 |
Ellison Bay Car Insurance vs. Wisconsin
People living in Ellison Bay pay an average of 8.04% less than the typical driver in the state. The average driver in Ellison Bay can expect to pay about $529 per year, or $1,050 for full coverage.
Based on our analysis, West Bend will be the cheapest provider in Ellison Bay for most people.
Car Insurance Prices by Ellison Bay Neighborhood
Insurance Prices
Where is insurance cheapest within Ellison Bay?
The map shows insurance prices in and around Ellison Bay, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,050 to a low of $1,050. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Ellison Bay.Pick the Best Car Insurance Company for You in Ellison Bay
The best car insurance provider for most drivers in Ellison Bay
For drivers with clean driving records and no major strikes, West Bend is the best option, with annual savings of $195 over the average Ellison Bay car insurance company.
The best car insurance provider for Ellison Bay drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $402 over the competition.
The best car insurance company for Ellison Bay drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $248 better than other car insurance companies.
The best auto insurance for Ellison Bay drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $360 less each year.
The least expensive car insurance company for new and young drivers in Ellison Bay
In Ellison Bay, Erie Insurance costs young drivers $834 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ellison Bay
Progressive gave the largest car insurance discounts to married couples, averaging $152 saved each year compared to an average Ellison Bay couple's premiums.
The cheapest car insurance in Ellison Bay for drivers with bad credit
The best Ellison Bay car insurance company for customer service
Nationwide was the best company for customer service in Ellison Bay according to the NAIC.
Recent price drops
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The cheapest large national provider in Ellison Bay
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Ellison Bay driver can expect to pay about $80 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ellison Bay, USAA has the best prices for good drivers, drivers with bad credit, drivers with a DUI conviction, young drivers, drivers with accidents, married couples, and drivers with speeding tickets.Auto Insurance Prices in and Around Ellison Bay
What Influences the Cost of Car Insurance in Ellison Bay?
On average, car insurance in Ellison Bay is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Ellison Bay is 19 minutes, which is far less than average for a driver in the state.
- Wisconsin state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ellison Bay are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Ellison Bay is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Ellison Bay is $44 per month for minimum coverage and $88 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Rowleys Bay: Insurance costs the same
- Gills Rock: Insurance costs the same
- Sister Bay: Insurance costs 0.86% more
- Ephraim: Insurance costs 2.48% less
- Washington Island: Insurance costs 2.76% less
- Fish Creek: Insurance costs 2.57% less
- Baileys Harbor: Insurance costs 1.14% more
- Egg Harbor: Insurance costs 0.48% less
- Jacksonport: Insurance costs 2.29% more
- Cedar River: Insurance costs 165.14% more
Cities with Similar Populations
- Pisgah: Insurance costs 57.05% more
- Mercer: Insurance costs 20.29% more
- Meridian: Insurance costs 62.19% more
- Middleton: Insurance costs 160.19% more
- Midway: Insurance costs 42.76% more
- Milan: Insurance costs 46.86% more
- Miller Grove: Insurance costs 54.48% more
- Milligan: Insurance costs 131.43% more
- Norman: Insurance costs 14.48% more
- Paupack: Insurance costs 31.71% more