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Get Cheap Car Insurance in Washington Island, WI
We monitor insurance prices, helping the average driver in Washington Island save up to 27.7% on car insurance.
The Cheapest Minimum Coverage in Washington Island
The chart below shows the cheapest car insurance company in Washington Island for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by American Family Insurance, Erie Insurance, and Kemper.
| Washington Island Insurer | Monthly Cost |
|---|---|
| State Farm | $36 |
| American Family Insurance | $38 |
| Erie Insurance | $38 |
| Kemper | $40 |
Savings for Every Kind of Washington Island Driver
Based on our extensive insurance data, we know the average Washington Island driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $189 per year by choosing the right vehicle insurance company. Some Washington Island residents are paying out over $1,021 extra every year for auto insurance in Washington Island. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Washington Island, WI Savings / Yr. |
|---|---|
$189 |
|
$391 |
|
$241 |
|
$350 |
|
$811 |
|
$147 |
|
$557 |
Washington Island Car Insurance vs. Wisconsin
People living in Washington Island pay an average of 10.63% less than the typical driver in the state. The average driver in Washington Island can expect to pay about $514 per year, or $1,021 for full coverage.
Based on our analysis, West Bend will be the cheapest provider in Washington Island for most people.
Car Insurance Prices by Washington Island Neighborhood
Insurance Prices
Where is insurance cheapest within Washington Island?
The map shows insurance prices in and around Washington Island, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,021 to a low of $1,021. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Washington Island.Pick the Best Car Insurance Company for You in Washington Island
The best car insurance provider for most drivers in Washington Island
For drivers with clean driving records and no major strikes, West Bend is the best option, with annual savings of $189 over the average Washington Island car insurance company.
The best car insurance provider for Washington Island drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $391 over the competition.
The best car insurance company for Washington Island drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $241 better than other car insurance companies.
The best auto insurance for Washington Island drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $350 less each year.
The least expensive car insurance company for new and young drivers in Washington Island
In Washington Island, Erie Insurance costs young drivers $811 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Washington Island
Progressive gave the largest car insurance discounts to married couples, averaging $147 saved each year compared to an average Washington Island couple's premiums.
The cheapest car insurance in Washington Island for drivers with bad credit
The best Washington Island car insurance company for customer service
Nationwide was the best company for customer service in Washington Island according to the NAIC.
Recent price drops
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The cheapest large national provider in Washington Island
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Washington Island driver can expect to pay about $80 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Washington Island, USAA has the best prices for good drivers, drivers with bad credit, drivers with a DUI conviction, young drivers, drivers with accidents, married couples, and drivers with speeding tickets.Auto Insurance Prices in and Around Washington Island
What Influences the Cost of Car Insurance in Washington Island?
On average, car insurance in Washington Island is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Washington Island is 14 minutes, which is far less than average for a driver in the state.
- Wisconsin state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Washington Island are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Washington Island is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Washington Island is $43 per month for minimum coverage and $85 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Gills Rock: Insurance costs 2.84% more
- Ellison Bay: Insurance costs 2.84% more
- Rowleys Bay: Insurance costs 2.84% more
- Sister Bay: Insurance costs 3.72% more
- Ephraim: Insurance costs 0.29% more
- Sac Bay: Insurance costs 174.73% more
- Fox: Insurance costs 175.32% more
- Island View: Insurance costs 164.25% more
- Fish Creek: Insurance costs 0.20% more
- Baileys Harbor: Insurance costs 4.02% more
Cities with Similar Populations
- Monroeton: Insurance costs 30.95% more
- Saxeville: Insurance costs 11.17% more
- Satterwhite: Insurance costs 22.33% more
- Sandtown: Insurance costs 77.28% more
- Sand Springs: Insurance costs 71.69% more
- Salesville: Insurance costs 60.63% more
- Sage: Insurance costs 62.88% more
- Rosedale: Insurance costs 161.02% more
- Montpelier: Insurance costs 208.62% more
- Scheller: Insurance costs 41.63% more