Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Elmwood Park, IL
We monitor insurance prices, helping the average driver in Elmwood Park save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Elmwood Park
The chart below shows the cheapest car insurance company in Elmwood Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Elmwood Park Insurer | Monthly Cost |
|---|---|
| State Farm | $63 |
| Country Financial | $68 |
| Metromile | $74 |
| American Family Insurance | $79 |
Savings for Every Kind of Elmwood Park Driver
Based on our extensive insurance data, we know the average Elmwood Park driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $436 per year by choosing the right vehicle insurance company. Some Elmwood Park residents are paying out over $1,867 extra every year for auto insurance in Elmwood Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Elmwood Park, IL Savings / Yr. |
|---|---|
$436 |
|
$820 |
|
$656 |
|
$688 |
|
$1,695 |
|
$488 |
|
$626 |
Elmwood Park Car Insurance vs. Illinois
People living in Elmwood Park pay an average of 23.56% more than the typical driver in the state. The average driver in Elmwood Park can expect to pay about $1,108 per year, or $1,867 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Elmwood Park for most people.
Car Insurance Prices by Elmwood Park Neighborhood
Insurance Prices
Where is insurance cheapest within Elmwood Park?
The map shows insurance prices in and around Elmwood Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $442 per year within the city boundaries, with insurance premiums ranging from a high of $2,052 to a low of $1,610. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Southwest parts of Elmwood Park.Pick the Best Car Insurance Company for You in Elmwood Park
The best car insurance provider for most drivers in Elmwood Park
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $436 over the average Elmwood Park car insurance company.
The best car insurance provider for Elmwood Park drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $820 over the competition.
The best car insurance company for Elmwood Park drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $656 better than other car insurance companies.
The best auto insurance for Elmwood Park drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $688 less each year.
The least expensive car insurance company for new and young drivers in Elmwood Park
In Elmwood Park, State Farm costs young drivers $1,695 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Elmwood Park
State Farm gave the largest car insurance discounts to married couples, averaging $488 saved each year compared to an average Elmwood Park couple's premiums.
The cheapest car insurance in Elmwood Park for drivers with bad credit
The best Elmwood Park car insurance company for customer service
Nationwide was the best company for customer service in Elmwood Park according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Elmwood Park, which was better than other insurers.
The cheapest large national provider in Elmwood Park
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Elmwood Park driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Elmwood Park, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Elmwood Park
What Influences the Cost of Car Insurance in Elmwood Park?
On average, car insurance in Elmwood Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Elmwood Park is 43 minutes, which is far more than average for a driver in the state.
- Illinois state insurance regulations may allow for lower prices.
- An average of 15 to 16 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Elmwood Park are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Elmwood Park is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Elmwood Park is $92 per month for minimum coverage and $156 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- River Grove: Insurance costs 4.98% less
- River Forest: Insurance costs 10.28% less
- Oak Park: Insurance costs 2.73% less
- Norridge: Insurance costs 3.59% less
- Harwood Heights: Insurance costs 0.27% more
- Melrose Park: Insurance costs 0.70% less
- Forest Park: Insurance costs 0.59% more
- Franklin Park: Insurance costs 3.48% less
- Maywood: Insurance costs 7.87% more
- Schiller Park: Insurance costs 3.91% less
Cities with Similar Populations
- Meadow Woods: Insurance costs 57.47% more
- Woonsocket: Insurance costs 30.58% more
- Winder: Insurance costs 0.43% more
- West Bend: Insurance costs 41.14% less
- Wentzville: Insurance costs 2.30% less
- Vestavia Hills: Insurance costs 14.14% less
- North Atlanta: Insurance costs 11.30% more
- Moline: Insurance costs 20.51% less
- Leominster: Insurance costs 13.02% less
- Hamtramck: Insurance costs 111.36% more