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Get Cheap Car Insurance in Emeryville, CA
We monitor insurance prices, helping the average driver in Emeryville save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Emeryville
The chart below shows the cheapest car insurance company in Emeryville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Emeryville Insurer | Monthly Cost |
|---|---|
| Metromile | $59 |
| Geico | $67 |
| Progressive | $71 |
| Travelers | $74 |
Savings for Every Kind of Emeryville Driver
Based on our extensive insurance data, we know the average Emeryville driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $752 per year by choosing the right vehicle insurance company. Some Emeryville residents are paying out over $2,352 extra every year for auto insurance in Emeryville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Emeryville, CA Savings / Yr. |
|---|---|
$752 |
|
$1,377 |
|
$1,089 |
|
$1,914 |
|
$983 |
|
$426 |
|
$0 |
Emeryville Car Insurance vs. California
People living in Emeryville pay an average of 17.11% more than the typical driver in the state. The average driver in Emeryville can expect to pay about $1,101 per year, or $2,352 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Emeryville for most people.
Car Insurance Prices by Emeryville Neighborhood
Insurance Prices
Where is insurance cheapest within Emeryville?
The map shows insurance prices in and around Emeryville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $470 per year within the city boundaries, with insurance premiums ranging from a high of $2,552 to a low of $2,082. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Emeryville.Pick the Best Car Insurance Company for You in Emeryville
The best car insurance provider for most drivers in Emeryville
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $752 over the average Emeryville car insurance company.
The best car insurance provider for Emeryville drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,377 over the competition.
The best car insurance company for Emeryville drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,089 better than other car insurance companies.
The best auto insurance for Emeryville drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,914 less each year.
The least expensive car insurance company for new and young drivers in Emeryville
In Emeryville, State Farm costs young drivers $983 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Emeryville
Progressive gave the largest car insurance discounts to married couples, averaging $426 saved each year compared to an average Emeryville couple's premiums.
The cheapest car insurance in Emeryville for drivers with bad credit
The best Emeryville car insurance company for customer service
Nationwide was the best company for customer service in Emeryville according to the NAIC.
Recent price drops
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The cheapest large national provider in Emeryville
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Emeryville driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Emeryville, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Emeryville
What Influences the Cost of Car Insurance in Emeryville?
On average, car insurance in Emeryville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Emeryville is 40 minutes, which is a little more than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Emeryville are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Emeryville is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Emeryville is $92 per month for minimum coverage and $196 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Berkeley: Insurance costs 8.97% less
- Piedmont: Insurance costs 13.05% less
- Albany: Insurance costs 9.99% less
- Oakland: Insurance costs 0.26% less
- Orinda Village: Insurance costs 15.77% less
- Alameda: Insurance costs 7.10% less
- El Cerrito: Insurance costs 7.61% less
- Canyon: Insurance costs 16.79% less
- Orinda: Insurance costs 15.18% less
- Richmond: Insurance costs 1.40% less
Cities with Similar Populations
- Leavenworth: Insurance costs 33.21% less
- Niceville: Insurance costs 0.38% less
- Newhall: Insurance costs 2.89% less
- Media: Insurance costs 39.67% less
- Mchenry: Insurance costs 38.86% less
- Mattapan: Insurance costs 0.30% more
- Manchester: Insurance costs 9.69% less
- Lenoir: Insurance costs 47.15% less
- Lebanon: Insurance costs 53.02% less
- Niles: Insurance costs 17.52% more