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Get Cheap Car Insurance in Piedmont, CA
We monitor insurance prices, helping the average driver in Piedmont save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Piedmont
The chart below shows the cheapest car insurance company in Piedmont for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Piedmont Insurer | Monthly Cost |
|---|---|
| Metromile | $51 |
| Geico | $58 |
| Progressive | $62 |
| Travelers | $64 |
Savings for Every Kind of Piedmont Driver
Based on our extensive insurance data, we know the average Piedmont driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $654 per year by choosing the right vehicle insurance company. Some Piedmont residents are paying out over $2,045 extra every year for auto insurance in Piedmont. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Piedmont, CA Savings / Yr. |
|---|---|
$654 |
|
$1,198 |
|
$947 |
|
$1,664 |
|
$854 |
|
$371 |
|
$0 |
Piedmont Car Insurance vs. California
People living in Piedmont pay an average of 1.84% more than the typical driver in the state. The average driver in Piedmont can expect to pay about $957 per year, or $2,045 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Piedmont for most people.
Car Insurance Prices by Piedmont Neighborhood
Insurance Prices
Where is insurance cheapest within Piedmont?
The map shows insurance prices in and around Piedmont, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $304 per year within the city boundaries, with insurance premiums ranging from a high of $2,269 to a low of $1,965. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the South parts of Piedmont.Pick the Best Car Insurance Company for You in Piedmont
The best car insurance provider for most drivers in Piedmont
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $654 over the average Piedmont car insurance company.
The best car insurance provider for Piedmont drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,198 over the competition.
The best car insurance company for Piedmont drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $947 better than other car insurance companies.
The best auto insurance for Piedmont drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,664 less each year.
The least expensive car insurance company for new and young drivers in Piedmont
In Piedmont, State Farm costs young drivers $854 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Piedmont
Progressive gave the largest car insurance discounts to married couples, averaging $371 saved each year compared to an average Piedmont couple's premiums.
The cheapest car insurance in Piedmont for drivers with bad credit
The best Piedmont car insurance company for customer service
Recent price drops
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The cheapest large national provider in Piedmont
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Piedmont driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Piedmont, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Piedmont
What Influences the Cost of Car Insurance in Piedmont?
On average, car insurance in Piedmont is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Piedmont is 35 minutes, which is about the national average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Piedmont are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Piedmont is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Piedmont is $80 per month for minimum coverage and $170 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Oakland: Insurance costs 14.72% more
- Emeryville: Insurance costs 15.01% more
- Canyon: Insurance costs 4.30% less
- Berkeley: Insurance costs 4.69% more
- Alameda: Insurance costs 6.85% more
- Orinda Village: Insurance costs 3.13% less
- Orinda: Insurance costs 2.44% less
- Albany: Insurance costs 3.52% more
- Moraga: Insurance costs 3.33% less
- El Cerrito: Insurance costs 6.26% more
Cities with Similar Populations
- Hazel Crest: Insurance costs 3.96% less
- Silver Firs: Insurance costs 24.74% less
- Show Low: Insurance costs 15.89% less
- Joppatowne: Insurance costs 3.77% less
- Hyde Park: Insurance costs 15.16% more
- Hillsdale: Insurance costs 34.43% more
- Highland Springs: Insurance costs 35.01% less
- Highland: Insurance costs 28.95% less
- Highland City: Insurance costs 20.24% more
- Herrin: Insurance costs 27.82% less