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Get Cheap Car Insurance in Highland Springs, VA
We monitor insurance prices, helping the average driver in Highland Springs save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Highland Springs
The chart below shows the cheapest car insurance company in Highland Springs for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Highland Springs Insurer | Monthly Cost |
|---|---|
| Metromile | $48 |
| Geico | $54 |
| Farm Bureau | $57 |
| Safeco Insurance | $61 |
Savings for Every Kind of Highland Springs Driver
Based on our extensive insurance data, we know the average Highland Springs driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $501 per year by choosing the right vehicle insurance company. Some Highland Springs residents are paying out over $1,329 extra every year for auto insurance in Highland Springs. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Highland Springs, VA Savings / Yr. |
|---|---|
$501 |
|
$856 |
|
$732 |
|
$716 |
|
$1,171 |
|
$268 |
|
$483 |
Highland Springs Car Insurance vs. Virginia
People living in Highland Springs pay an average of 9.42% more than the typical driver in the state. The average driver in Highland Springs can expect to pay about $920 per year, or $1,329 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Highland Springs for most people.
Car Insurance Prices by Highland Springs Neighborhood
Insurance Prices
Where is insurance cheapest within Highland Springs?
The map shows insurance prices in and around Highland Springs, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $283 per year within the city boundaries, with insurance premiums ranging from a high of $1,438 to a low of $1,155. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northeast parts of Highland Springs.Pick the Best Car Insurance Company for You in Highland Springs
The best car insurance provider for most drivers in Highland Springs
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $501 over the average Highland Springs car insurance company.
The best car insurance provider for Highland Springs drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $856 over the competition.
The best car insurance company for Highland Springs drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $732 better than other car insurance companies.
The best auto insurance for Highland Springs drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $716 less each year.
The least expensive car insurance company for new and young drivers in Highland Springs
In Highland Springs, Erie Insurance costs young drivers $1,171 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Highland Springs
Farm Bureau gave the largest car insurance discounts to married couples, averaging $268 saved each year compared to an average Highland Springs couple's premiums.
The cheapest car insurance in Highland Springs for drivers with bad credit
The best Highland Springs car insurance company for customer service
Nationwide was the best company for customer service in Highland Springs according to the NAIC.
Recent price drops
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The cheapest large national provider in Highland Springs
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Highland Springs driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Highland Springs, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Highland Springs
What Influences the Cost of Car Insurance in Highland Springs?
On average, car insurance in Highland Springs is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Virginia state insurance regulations may allow for lower prices.
- An average of 1 to 2 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Highland Springs are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Highland Springs is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Highland Springs is $77 per month for minimum coverage and $111 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Montrose: Insurance costs 1.96% more
- Sandston: Insurance costs 7.00% less
- East Highland Park: Insurance costs 1.20% more
- Montrose Heights: Insurance costs 0.75% less
- Henrico: Insurance costs 5.72% less
- Mechanicsville: Insurance costs 12.49% less
- Chamberlayne: Insurance costs 6.32% less
- Varina: Insurance costs 4.51% less
- Richmond: Insurance costs 5.57% less
- Quinton: Insurance costs 9.86% less
Cities with Similar Populations
- Leeds: Insurance costs 18.21% more
- Manchester: Insurance costs 72.61% more
- Madras: Insurance costs 6.09% more
- Mabank: Insurance costs 23.70% more
- Accokeek: Insurance costs 56.81% more
- Lower Burrell: Insurance costs 3.69% more
- Loudon: Insurance costs 0.53% more
- Long Valley: Insurance costs 29.87% more
- Little Falls: Insurance costs 22.20% more
- Little Chute: Insurance costs 20.54% less