Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Montrose Heights, VA
We monitor insurance prices, helping the average driver in Montrose Heights save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Montrose Heights
The chart below shows the cheapest car insurance company in Montrose Heights for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Montrose Heights Insurer | Monthly Cost |
|---|---|
| Metromile | $47 |
| Geico | $54 |
| Farm Bureau | $57 |
| Safeco Insurance | $60 |
Savings for Every Kind of Montrose Heights Driver
Based on our extensive insurance data, we know the average Montrose Heights driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $497 per year by choosing the right vehicle insurance company. Some Montrose Heights residents are paying out over $1,319 extra every year for auto insurance in Montrose Heights. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Montrose Heights, VA Savings / Yr. |
|---|---|
$497 |
|
$849 |
|
$726 |
|
$710 |
|
$1,162 |
|
$266 |
|
$479 |
Montrose Heights Car Insurance vs. Virginia
People living in Montrose Heights pay an average of 8.59% more than the typical driver in the state. The average driver in Montrose Heights can expect to pay about $913 per year, or $1,319 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Montrose Heights for most people.
Car Insurance Prices by Montrose Heights Neighborhood
Insurance Prices
Where is insurance cheapest within Montrose Heights?
The map shows insurance prices in and around Montrose Heights, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $349 per year within the city boundaries, with insurance premiums ranging from a high of $1,550 to a low of $1,201. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of Montrose Heights.Pick the Best Car Insurance Company for You in Montrose Heights
The best car insurance provider for most drivers in Montrose Heights
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $497 over the average Montrose Heights car insurance company.
The best car insurance provider for Montrose Heights drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $849 over the competition.
The best car insurance company for Montrose Heights drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $726 better than other car insurance companies.
The best auto insurance for Montrose Heights drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $710 less each year.
The least expensive car insurance company for new and young drivers in Montrose Heights
In Montrose Heights, Erie Insurance costs young drivers $1,162 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Montrose Heights
Farm Bureau gave the largest car insurance discounts to married couples, averaging $266 saved each year compared to an average Montrose Heights couple's premiums.
The cheapest car insurance in Montrose Heights for drivers with bad credit
The best Montrose Heights car insurance company for customer service
Nationwide was the best company for customer service in Montrose Heights according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Montrose Heights, which was better than other insurers.
The cheapest large national provider in Montrose Heights
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Montrose Heights driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Montrose Heights, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Montrose Heights
What Influences the Cost of Car Insurance in Montrose Heights?
On average, car insurance in Montrose Heights is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Virginia state insurance regulations may allow for lower prices.
- An average of 2 to 3 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Montrose Heights are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Montrose Heights is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Montrose Heights is $76 per month for minimum coverage and $110 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Montrose: Insurance costs 2.73% more
- Henrico: Insurance costs 5.00% less
- Varina: Insurance costs 3.79% less
- Highland Springs: Insurance costs 0.76% more
- Bensley: Insurance costs 0.83% more
- Sandston: Insurance costs 6.29% less
- East Highland Park: Insurance costs 1.97% more
- Bellwood: Insurance costs 2.35% less
- Meadowbrook: Insurance costs 1.59% more
- Richmond: Insurance costs 4.85% less
Cities with Similar Populations
- Reading: Insurance costs 22.14% more
- Martinsville: Insurance costs 6.52% less
- Maywood: Insurance costs 83.78% more
- McKeesport: Insurance costs 11.60% more
- Mont Belvieu: Insurance costs 27.22% more
- Mount Holly: Insurance costs 39.27% more
- Murrells Inlet: Insurance costs 18.73% more
- Muskego: Insurance costs 14.78% less
- Peekskill: Insurance costs 119.11% more
- Perkasie: Insurance costs 5.46% more