Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Silver Firs, WA
We monitor insurance prices, helping the average driver in Silver Firs save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in Silver Firs
The chart below shows the cheapest car insurance company in Silver Firs for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| Silver Firs Insurer | Monthly Cost |
|---|---|
| Metromile | $54 |
| State Farm | $59 |
| Progressive | $65 |
| Geico | $71 |
Savings for Every Kind of Silver Firs Driver
Based on our extensive insurance data, we know the average Silver Firs driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $450 per year by choosing the right vehicle insurance company. Some Silver Firs residents are paying out over $1,539 extra every year for auto insurance in Silver Firs. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Silver Firs, WA Savings / Yr. |
|---|---|
$450 |
|
$796 |
|
$573 |
|
$434 |
|
$1,647 |
|
$311 |
|
$534 |
Silver Firs Car Insurance vs. Washington
People living in Silver Firs pay an average of 9.61% more than the typical driver in the state. The average driver in Silver Firs can expect to pay about $925 per year, or $1,539 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Silver Firs for most people.
Car Insurance Prices by Silver Firs Neighborhood
Insurance Prices
Where is insurance cheapest within Silver Firs?
The map shows insurance prices in and around Silver Firs, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $131 per year within the city boundaries, with insurance premiums ranging from a high of $1,633 to a low of $1,502. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Silver Firs.Pick the Best Car Insurance Company for You in Silver Firs
The best car insurance provider for most drivers in Silver Firs
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $450 over the average Silver Firs car insurance company.
The best car insurance provider for Silver Firs drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $796 over the competition.
The best car insurance company for Silver Firs drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $573 better than other car insurance companies.
The best auto insurance for Silver Firs drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $434 less each year.
The least expensive car insurance company for new and young drivers in Silver Firs
In Silver Firs, State Farm costs young drivers $1,647 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Silver Firs
State Farm gave the largest car insurance discounts to married couples, averaging $311 saved each year compared to an average Silver Firs couple's premiums.
The cheapest car insurance in Silver Firs for drivers with bad credit
The best Silver Firs car insurance company for customer service
Nationwide was the best company for customer service in Silver Firs according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Silver Firs, which was better than other insurers.
The cheapest large national provider in Silver Firs
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Silver Firs driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Silver Firs, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Silver Firs
What Influences the Cost of Car Insurance in Silver Firs?
On average, car insurance in Silver Firs is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Silver Firs is 43 minutes, which is far more than average for a driver in the state.
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Silver Firs are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Silver Firs is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Silver Firs is $77 per month for minimum coverage and $128 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Eastmont: Insurance costs 2.73% more
- Mill Creek: Insurance costs 4.03% more
- Mill Creek East: Insurance costs 2.60% more
- Clearview: Insurance costs 2.66% more
- Snohomish: Insurance costs 1.75% less
- Lake Stickney: Insurance costs 11.76% more
- Everett: Insurance costs 5.98% more
- Bothell West: Insurance costs 5.20% more
- Bothell: Insurance costs 3.70% more
- North Lynnwood: Insurance costs 10.46% more
Cities with Similar Populations
- Fortuna: Insurance costs 23.85% more
- Glenolden: Insurance costs 5.65% less
- Glen Rock: Insurance costs 26.32% more
- Gladstone: Insurance costs 4.09% more
- Gladewater: Insurance costs 8.19% more
- Gallipolis: Insurance costs 26.45% less
- Freeport: Insurance costs 49.25% more
- Fowlerville: Insurance costs 85.06% more
- Four Oaks: Insurance costs 19.10% less
- Globe: Insurance costs 10.72% more