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Get Cheap Car Insurance in Energy, MS
We monitor insurance prices, helping the average driver in Energy save up to 32.0% on car insurance.
The Cheapest Minimum Coverage in Energy
The chart below shows the cheapest car insurance company in Energy for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Farm Bureau, Safeco Insurance, and Progressive.
| Energy Insurer | Monthly Cost |
|---|---|
| State Farm | $59 |
| Farm Bureau | $61 |
| Safeco Insurance | $63 |
| Progressive | $70 |
Savings for Every Kind of Energy Driver
Based on our extensive insurance data, we know the average Energy driver will save about 17% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $275 per year by choosing the right vehicle insurance company. Some Energy residents are paying out over $1,607 extra every year for auto insurance in Energy. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Energy, MS Savings / Yr. |
|---|---|
$275 |
|
$458 |
|
$357 |
|
$704 |
|
$1,630 |
|
$235 |
|
$717 |
Energy Car Insurance vs. Mississippi
People living in Energy pay an average of 5.93% less than the typical driver in the state. The average driver in Energy can expect to pay about $914 per year, or $1,607 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Energy for most people.
Car Insurance Prices by Energy Neighborhood
Insurance Prices
Where is insurance cheapest within Energy?
The map shows insurance prices in and around Energy, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $37 per year within the city boundaries, with insurance premiums ranging from a high of $1,625 to a low of $1,588. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Central parts of Energy.Pick the Best Car Insurance Company for You in Energy
The best car insurance provider for most drivers in Energy
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $275 over the average Energy car insurance company.
The best car insurance provider for Energy drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $458 over the competition.
The best car insurance company for Energy drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $357 better than other car insurance companies.
The best auto insurance for Energy drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $704 less each year.
The least expensive car insurance company for new and young drivers in Energy
In Energy, Farm Bureau costs young drivers $1,630 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Energy
Farm Bureau gave the largest car insurance discounts to married couples, averaging $235 saved each year compared to an average Energy couple's premiums.
The cheapest car insurance in Energy for drivers with bad credit
The best Energy car insurance company for customer service
Recent price drops
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The cheapest large national provider in Energy
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Energy driver can expect to pay about $118 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Energy, USAA has the best prices for married couples, drivers with bad credit, drivers with a DUI conviction, good drivers, drivers with speeding tickets, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Energy
What Influences the Cost of Car Insurance in Energy?
On average, car insurance in Energy is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Mississippi state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Energy are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Energy is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Energy is $76 per month for minimum coverage and $134 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Meehan: Insurance costs 0.44% more
- Snell: Insurance costs 0.56% less
- Increase: Insurance costs 2.68% less
- Mannassa: Insurance costs 1.12% more
- Wolf Springs: Insurance costs 2.80% less
- Quitman: Insurance costs 1.68% more
- Cyril: Insurance costs 3.42% less
- Stonewall: Insurance costs 1.43% more
- Enterprise: Insurance costs 1.43% more
- Yantley: Insurance costs 1.87% less
Cities with Similar Populations
- Northport: Insurance costs 9.46% less
- Nipgen: Insurance costs 28.44% less
- Nixburg: Insurance costs 6.53% less
- Norske: Insurance costs 29.31% less
- North Lake: Insurance costs 71.87% more
- North Liberty: Insurance costs 14.69% less
- North Loup: Insurance costs 12.13% less
- North Russell: Insurance costs 28.31% more
- North View: Insurance costs 22.96% less
- North Waldoboro: Insurance costs 40.51% less