Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Enterprise, UT
We monitor insurance prices, helping the average driver in Enterprise save up to 42.8% on car insurance.
The Cheapest Minimum Coverage in Enterprise
The chart below shows the cheapest car insurance company in Enterprise for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by Auto-Owners Insurance, Travelers, and State Farm.
| Enterprise Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $49 |
| Auto-Owners Insurance | $49 |
| Travelers | $57 |
| State Farm | $59 |
Savings for Every Kind of Enterprise Driver
Based on our extensive insurance data, we know the average Enterprise driver will save about 31% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $417 per year by choosing the right vehicle insurance company. Some Enterprise residents are paying out over $1,357 extra every year for auto insurance in Enterprise. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Enterprise, UT Savings / Yr. |
|---|---|
$417 |
|
$759 |
|
$607 |
|
$766 |
|
$2,011 |
|
$219 |
|
$876 |
Enterprise Car Insurance vs. Utah
People living in Enterprise pay an average of 4.64% less than the typical driver in the state. The average driver in Enterprise can expect to pay about $753 per year, or $1,357 for full coverage.
Based on our analysis, Bear River Mutual will be the cheapest provider in Enterprise for most people.
Car Insurance Prices by Enterprise Neighborhood
Insurance Prices
Where is insurance cheapest within Enterprise?
The map shows insurance prices in and around Enterprise, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $4 per year within the city boundaries, with insurance premiums ranging from a high of $1,357 to a low of $1,353. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Enterprise.Pick the Best Car Insurance Company for You in Enterprise
The best car insurance provider for most drivers in Enterprise
For drivers with clean driving records and no major strikes, Bear River Mutual is the best option, with annual savings of $417 over the average Enterprise car insurance company.
The best car insurance provider for Enterprise drivers with accidents on their records
In our analysis, Bear River Mutual saved the average person who had been in an accident the most, with annual savings averaging $759 over the competition.
The best car insurance company for Enterprise drivers with speeding tickets
>Bear River Mutual gave the average person with a speeding ticket the most savings, averaging $607 better than other car insurance companies.
The best auto insurance for Enterprise drivers with a DUI conviction
Getting a quote from Bear River Mutual may cost the average person with a DUI about $766 less each year.
The least expensive car insurance company for new and young drivers in Enterprise
In Enterprise, Bear River Mutual costs young drivers $2,011 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Enterprise
Progressive gave the largest car insurance discounts to married couples, averaging $219 saved each year compared to an average Enterprise couple's premiums.
The cheapest car insurance in Enterprise for drivers with bad credit
The best Enterprise car insurance company for customer service
Nationwide was the best company for customer service in Enterprise according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Enterprise, which was better than other insurers.
The cheapest large national provider in Enterprise
For customers who prefer to work with large national providers, we recommend Nationwide for pricing. The average Enterprise driver can expect to pay about $105 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Enterprise, USAA has the best prices for young drivers, good drivers, drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, married couples, and drivers with accidents.Auto Insurance Prices in and Around Enterprise
What Influences the Cost of Car Insurance in Enterprise?
On average, car insurance in Enterprise is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Utah state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Enterprise are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Enterprise has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Enterprise is $63 per month for minimum coverage and $113 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Central: Insurance costs 1.62% less
- Newcastle: Insurance costs 0.29% less
- New Harmony: Insurance costs 1.92% less
- Kanarraville: Insurance costs 3.32% less
- Lund: Insurance costs 3.02% less
- Pintura: Insurance costs 2.21% less
- Cedar City: Insurance costs 0.59% less
- Beaverdam: Insurance costs 58.66% more
- Caliente: Insurance costs 56.45% more
- Duck Creek Village: Insurance costs 2.51% less
Cities with Similar Populations
- Elysian Fields: Insurance costs 21.89% more
- Rose City: Insurance costs 111.35% more
- Albertson: Insurance costs 7.30% less
- Monteagle: Insurance costs 1.18% less
- Sterling: Insurance costs 20.56% less
- Swoope: Insurance costs 13.56% less
- Teachey: Insurance costs 6.34% less
- Goodfellow Afb: Insurance costs 20.56% more
- Glasgow: Insurance costs 12.90% less
- Flintville: Insurance costs 1.84% more