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Get Cheap Car Insurance in Exeter, CA
We monitor insurance prices, helping the average driver in Exeter save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Exeter
The chart below shows the cheapest car insurance company in Exeter for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Exeter Insurer | Monthly Cost |
|---|---|
| Metromile | $49 |
| Geico | $55 |
| Progressive | $59 |
| Travelers | $61 |
Savings for Every Kind of Exeter Driver
Based on our extensive insurance data, we know the average Exeter driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $623 per year by choosing the right vehicle insurance company. Some Exeter residents are paying out over $1,950 extra every year for auto insurance in Exeter. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Exeter, CA Savings / Yr. |
|---|---|
$623 |
|
$1,142 |
|
$903 |
|
$1,586 |
|
$815 |
|
$353 |
|
$0 |
Exeter Car Insurance vs. California
People living in Exeter pay an average of 2.91% less than the typical driver in the state. The average driver in Exeter can expect to pay about $913 per year, or $1,950 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Exeter for most people.
Car Insurance Prices by Exeter Neighborhood
Insurance Prices
Where is insurance cheapest within Exeter?
The map shows insurance prices in and around Exeter, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $423 per year within the city boundaries, with insurance premiums ranging from a high of $2,245 to a low of $1,822. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the North parts of Exeter.Pick the Best Car Insurance Company for You in Exeter
The best car insurance provider for most drivers in Exeter
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $623 over the average Exeter car insurance company.
The best car insurance provider for Exeter drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,142 over the competition.
The best car insurance company for Exeter drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $903 better than other car insurance companies.
The best auto insurance for Exeter drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,586 less each year.
The least expensive car insurance company for new and young drivers in Exeter
In Exeter, State Farm costs young drivers $815 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Exeter
Progressive gave the largest car insurance discounts to married couples, averaging $353 saved each year compared to an average Exeter couple's premiums.
The cheapest car insurance in Exeter for drivers with bad credit
The best Exeter car insurance company for customer service
Recent price drops
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The cheapest large national provider in Exeter
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Exeter driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Exeter, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Exeter
What Influences the Cost of Car Insurance in Exeter?
On average, car insurance in Exeter is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Exeter is 27 minutes, which is far less than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Exeter are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Exeter has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Exeter is $76 per month for minimum coverage and $162 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Toolville: Insurance costs 0.87% less
- Farmersville: Insurance costs 4.41% more
- Tonyville: Insurance costs 1.90% less
- Lindsay: Insurance costs 10.26% more
- Lind Cove: Insurance costs 2.62% less
- Ivanhoe: Insurance costs 4.05% more
- Woodlake: Insurance costs 9.69% more
- Lemon Cove: Insurance costs 4.77% less
- Visalia: Insurance costs 2.41% more
- Tulare: Insurance costs 3.54% more
Cities with Similar Populations
- Covington: Insurance costs 26.92% less
- Columbia: Insurance costs 12.10% less
- Conneaut: Insurance costs 43.54% less
- Coopersburg: Insurance costs 30.26% less
- Corona Del Mar: Insurance costs 3.13% more
- Cortez: Insurance costs 9.79% less
- Cortland: Insurance costs 43.59% less
- Country Club: Insurance costs 9.74% more
- Columbia: Insurance costs 6.77% more
- Stony Point: Insurance costs 28.72% more