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Get Cheap Car Insurance in Visalia, CA
We monitor insurance prices, helping the average driver in Visalia save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Visalia
The chart below shows the cheapest car insurance company in Visalia for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Visalia Insurer | Monthly Cost |
|---|---|
| Metromile | $50 |
| Geico | $57 |
| Progressive | $61 |
| Travelers | $63 |
Savings for Every Kind of Visalia Driver
Based on our extensive insurance data, we know the average Visalia driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $638 per year by choosing the right vehicle insurance company. Some Visalia residents are paying out over $1,997 extra every year for auto insurance in Visalia. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Visalia, CA Savings / Yr. |
|---|---|
$638 |
|
$1,169 |
|
$925 |
|
$1,625 |
|
$834 |
|
$362 |
|
$0 |
Visalia Car Insurance vs. California
People living in Visalia pay an average of 0.56% less than the typical driver in the state. The average driver in Visalia can expect to pay about $935 per year, or $1,997 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Visalia for most people.
Car Insurance Prices by Visalia Neighborhood
Insurance Prices
Where is insurance cheapest within Visalia?
The map shows insurance prices in and around Visalia, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $424 per year within the city boundaries, with insurance premiums ranging from a high of $2,234 to a low of $1,810. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Visalia.Pick the Best Car Insurance Company for You in Visalia
The best car insurance provider for most drivers in Visalia
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $638 over the average Visalia car insurance company.
The best car insurance provider for Visalia drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,169 over the competition.
The best car insurance company for Visalia drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $925 better than other car insurance companies.
The best auto insurance for Visalia drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,625 less each year.
The least expensive car insurance company for new and young drivers in Visalia
In Visalia, State Farm costs young drivers $834 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Visalia
Progressive gave the largest car insurance discounts to married couples, averaging $362 saved each year compared to an average Visalia couple's premiums.
The cheapest car insurance in Visalia for drivers with bad credit
The best Visalia car insurance company for customer service
Recent price drops
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The cheapest large national provider in Visalia
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Visalia driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Visalia, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Visalia
What Influences the Cost of Car Insurance in Visalia?
On average, car insurance in Visalia is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Visalia is 26 minutes, which is far less than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Visalia are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Visalia has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Visalia is $78 per month for minimum coverage and $166 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Farmersville: Insurance costs 1.95% more
- Ivanhoe: Insurance costs 1.60% more
- Tulare: Insurance costs 1.10% more
- Exeter: Insurance costs 2.35% less
- Yettem: Insurance costs 4.16% less
- Goshen: Insurance costs 6.71% less
- Monson: Insurance costs 4.01% less
- Toolville: Insurance costs 3.20% less
- London: Insurance costs 4.21% less
- Woodlake: Insurance costs 7.11% more
Cities with Similar Populations
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- Weisel: Insurance costs 30.75% less