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Get Cheap Car Insurance in Fairbanks, AR
We monitor insurance prices, helping the average driver in Fairbanks save up to 33.0% on car insurance.
The Cheapest Minimum Coverage in Fairbanks
The chart below shows the cheapest car insurance company in Fairbanks for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.
| Fairbanks Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $54 |
| Farm Bureau | $56 |
| Geico | $57 |
| Jupiter | $59 |
Savings for Every Kind of Fairbanks Driver
Based on our extensive insurance data, we know the average Fairbanks driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $331 per year by choosing the right vehicle insurance company. Some Fairbanks residents are paying out over $1,674 extra every year for auto insurance in Fairbanks. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fairbanks, AR Savings / Yr. |
|---|---|
$331 |
|
$587 |
|
$473 |
|
$727 |
|
$1,879 |
|
$333 |
|
$467 |
Fairbanks Car Insurance vs. Arkansas
People living in Fairbanks pay an average of 0.51% less than the typical driver in the state. The average driver in Fairbanks can expect to pay about $906 per year, or $1,674 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Fairbanks for most people.
Car Insurance Prices by Fairbanks Neighborhood
Insurance Prices
Where is insurance cheapest within Fairbanks?
The map shows insurance prices in and around Fairbanks, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $31 per year within the city boundaries, with insurance premiums ranging from a high of $1,692 to a low of $1,661. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the East parts of Fairbanks.Pick the Best Car Insurance Company for You in Fairbanks
The best car insurance provider for most drivers in Fairbanks
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $331 over the average Fairbanks car insurance company.
The best car insurance provider for Fairbanks drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $587 over the competition.
The best car insurance company for Fairbanks drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $473 better than other car insurance companies.
The best auto insurance for Fairbanks drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $727 less each year.
The least expensive car insurance company for new and young drivers in Fairbanks
In Fairbanks, Farm Bureau costs young drivers $1,879 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fairbanks
Farm Bureau gave the largest car insurance discounts to married couples, averaging $333 saved each year compared to an average Fairbanks couple's premiums.
The cheapest car insurance in Fairbanks for drivers with bad credit
The best Fairbanks car insurance company for customer service
Recent price drops
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The cheapest large national provider in Fairbanks
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Fairbanks driver can expect to pay about $113 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fairbanks, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.Auto Insurance Prices in and Around Fairbanks
What Influences the Cost of Car Insurance in Fairbanks?
On average, car insurance in Fairbanks is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Arkansas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fairbanks are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Fairbanks is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Fairbanks is $76 per month for minimum coverage and $140 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Quitman: Insurance costs 0.30% more
- Gravesville: Insurance costs 0.72% less
- Enders: Insurance costs 0.36% more
- Morganton: Insurance costs 0.42% more
- Bee Branch: Insurance costs 0.18% less
- Southside: Insurance costs 0.06% more
- Guy: Insurance costs 0.12% more
- Damascus: Insurance costs 0.18% more
- Pearson: Insurance costs 0.66% less
- Whipple: Insurance costs 0.06% less
Cities with Similar Populations
- Oakland Mills: Insurance costs 19.06% less
- North Cuba: Insurance costs 26.22% more
- North Fenton: Insurance costs 25.09% more
- North Fryeburg: Insurance costs 42.17% less
- North Granville: Insurance costs 26.76% more
- North Henderson: Insurance costs 21.86% less
- North Patton: Insurance costs 7.89% more
- North Plato: Insurance costs 16.61% less
- North Wade: Insurance costs 46.59% less
- North Winfield: Insurance costs 25.27% more