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Get Cheap Car Insurance in North Fenton, NY
We monitor insurance prices, helping the average driver in North Fenton save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in North Fenton
The chart below shows the cheapest car insurance company in North Fenton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| North Fenton Insurer | Monthly Cost |
|---|---|
| Kemper | $77 |
| Plymouth Rock Assurance | $103 |
| Safeco Insurance | $110 |
| Geico | $115 |
Savings for Every Kind of North Fenton Driver
Based on our extensive insurance data, we know the average North Fenton driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $624 per year by choosing the right vehicle insurance company. Some North Fenton residents are paying out over $2,094 extra every year for auto insurance in North Fenton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Fenton, NY Savings / Yr. |
|---|---|
$624 |
|
$398 |
|
$795 |
|
$805 |
|
$1,972 |
|
$660 |
|
$1,051 |
North Fenton Car Insurance vs. New York
People living in North Fenton pay an average of 13.64% less than the typical driver in the state. The average driver in North Fenton can expect to pay about $1,519 per year, or $2,094 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in North Fenton for most people.
Car Insurance Prices by North Fenton Neighborhood
Insurance Prices
Where is insurance cheapest within North Fenton?
The map shows insurance prices in and around North Fenton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,094 to a low of $2,094. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of North Fenton.Pick the Best Car Insurance Company for You in North Fenton
The best car insurance provider for most drivers in North Fenton
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $624 over the average North Fenton car insurance company.
The best car insurance provider for North Fenton drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $398 over the competition.
The best car insurance company for North Fenton drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $795 better than other car insurance companies.
The best auto insurance for North Fenton drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $805 less each year.
The least expensive car insurance company for new and young drivers in North Fenton
In North Fenton, Progressive costs young drivers $1,972 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Fenton
Progressive gave the largest car insurance discounts to married couples, averaging $660 saved each year compared to an average North Fenton couple's premiums.
The cheapest car insurance in North Fenton for drivers with bad credit
The best North Fenton car insurance company for customer service
Nationwide was the best company for customer service in North Fenton according to the NAIC.
Recent price drops
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The cheapest large national provider in North Fenton
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average North Fenton driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Fenton, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around North Fenton
What Influences the Cost of Car Insurance in North Fenton?
On average, car insurance in North Fenton is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Fenton is 28 minutes, which is a little less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Fenton are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- North Fenton is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Fenton is $127 per month for minimum coverage and $175 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Chenango Forks: Insurance costs 5.44% more
- Port Crane: Insurance costs 0.10% less
- Kattelville: Insurance costs 0.05% more
- Quinneville: Insurance costs 0.43% less
- Tunnel: Insurance costs 1.86% more
- Lower Genegantslet Corner: Insurance costs 1.10% less
- Castle Creek: Insurance costs 1.81% less
- West Colesville: Insurance costs 0.67% more
- Greene: Insurance costs 0.81% less
- Harpursville: Insurance costs 1.05% more
Cities with Similar Populations
- Brinegar: Insurance costs 10.51% more
- Tigertown: Insurance costs 9.79% less
- Burns: Insurance costs 19.58% less
- Browns Spring: Insurance costs 14.80% less
- Broughton: Insurance costs 29.56% less
- Brookside: Insurance costs 11.41% less
- Bromide: Insurance costs 19.05% less
- Brockway: Insurance costs 20.92% less
- Brock: Insurance costs 51.10% less
- Broadford: Insurance costs 42.36% less