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Get Cheap Car Insurance in Port Crane, NY
We monitor insurance prices, helping the average driver in Port Crane save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Port Crane
The chart below shows the cheapest car insurance company in Port Crane for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Port Crane Insurer | Monthly Cost |
|---|---|
| Kemper | $77 |
| Plymouth Rock Assurance | $102 |
| Safeco Insurance | $110 |
| Geico | $115 |
Savings for Every Kind of Port Crane Driver
Based on our extensive insurance data, we know the average Port Crane driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $624 per year by choosing the right vehicle insurance company. Some Port Crane residents are paying out over $2,092 extra every year for auto insurance in Port Crane. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Port Crane, NY Savings / Yr. |
|---|---|
$624 |
|
$398 |
|
$794 |
|
$804 |
|
$1,969 |
|
$659 |
|
$1,050 |
Port Crane Car Insurance vs. New York
People living in Port Crane pay an average of 13.75% less than the typical driver in the state. The average driver in Port Crane can expect to pay about $1,517 per year, or $2,092 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Port Crane for most people.
Car Insurance Prices by Port Crane Neighborhood
Insurance Prices
Where is insurance cheapest within Port Crane?
The map shows insurance prices in and around Port Crane, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $267 per year within the city boundaries, with insurance premiums ranging from a high of $2,298 to a low of $2,031. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the West parts of Port Crane.Pick the Best Car Insurance Company for You in Port Crane
The best car insurance provider for most drivers in Port Crane
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $624 over the average Port Crane car insurance company.
The best car insurance provider for Port Crane drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $398 over the competition.
The best car insurance company for Port Crane drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $794 better than other car insurance companies.
The best auto insurance for Port Crane drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $804 less each year.
The least expensive car insurance company for new and young drivers in Port Crane
In Port Crane, Progressive costs young drivers $1,969 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Port Crane
Progressive gave the largest car insurance discounts to married couples, averaging $659 saved each year compared to an average Port Crane couple's premiums.
The cheapest car insurance in Port Crane for drivers with bad credit
The best Port Crane car insurance company for customer service
Nationwide was the best company for customer service in Port Crane according to the NAIC.
Recent price drops
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The cheapest large national provider in Port Crane
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Port Crane driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Port Crane, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Port Crane
What Influences the Cost of Car Insurance in Port Crane?
On average, car insurance in Port Crane is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Port Crane is 27 minutes, which is a little less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Port Crane are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Port Crane is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Port Crane is $126 per month for minimum coverage and $174 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- North Fenton: Insurance costs 0.10% more
- Tunnel: Insurance costs 1.96% more
- Kattelville: Insurance costs 0.14% more
- West Colesville: Insurance costs 0.76% more
- Chenango Forks: Insurance costs 5.54% more
- Quinneville: Insurance costs 0.33% less
- Port Dickinson: Insurance costs 1.29% more
- Castle Creek: Insurance costs 1.72% less
- Harpursville: Insurance costs 1.15% more
- Binghamton: Insurance costs 10.09% more
Cities with Similar Populations
- Bergheim: Insurance costs 20.98% less
- Webster: Insurance costs 42.88% less
- Valentine: Insurance costs 30.98% less
- Pine Mountain: Insurance costs 18.31% less
- Orrington: Insurance costs 55.07% less
- Level Park-Oak Park: Insurance costs 35.71% more
- Lac Du Flambeau: Insurance costs 43.83% less
- Hennessey: Insurance costs 21.18% less
- Hackett: Insurance costs 21.27% less
- Fiskdale: Insurance costs 26.96% less