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Get Cheap Car Insurance in Farmingdale, NJ
We monitor insurance prices, helping the average driver in Farmingdale save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Farmingdale
The chart below shows the cheapest car insurance company in Farmingdale for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Farmingdale Insurer | Monthly Cost |
|---|---|
| State Farm | $58 |
| Geico | $60 |
| Plymouth Rock Assurance | $74 |
| NJM | $87 |
Savings for Every Kind of Farmingdale Driver
Based on our extensive insurance data, we know the average Farmingdale driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $455 per year by choosing the right vehicle insurance company. Some Farmingdale residents are paying out over $1,735 extra every year for auto insurance in Farmingdale. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Farmingdale, NJ Savings / Yr. |
|---|---|
$455 |
|
$844 |
|
$648 |
|
$559 |
|
$2,244 |
|
$438 |
|
$680 |
Farmingdale Car Insurance vs. New Jersey
People living in Farmingdale pay an average of 4.46% less than the typical driver in the state. The average driver in Farmingdale can expect to pay about $1,035 per year, or $1,735 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Farmingdale for most people.
Car Insurance Prices by Farmingdale Neighborhood
Insurance Prices
Where is insurance cheapest within Farmingdale?
The map shows insurance prices in and around Farmingdale, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $91 per year within the city boundaries, with insurance premiums ranging from a high of $1,768 to a low of $1,677. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the South parts of Farmingdale.Pick the Best Car Insurance Company for You in Farmingdale
The best car insurance provider for most drivers in Farmingdale
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $455 over the average Farmingdale car insurance company.
The best car insurance provider for Farmingdale drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $844 over the competition.
The best car insurance company for Farmingdale drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $648 better than other car insurance companies.
The best auto insurance for Farmingdale drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $559 less each year.
The least expensive car insurance company for new and young drivers in Farmingdale
In Farmingdale, Geico costs young drivers $2,244 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Farmingdale
Geico gave the largest car insurance discounts to married couples, averaging $438 saved each year compared to an average Farmingdale couple's premiums.
The cheapest car insurance in Farmingdale for drivers with bad credit
The best Farmingdale car insurance company for customer service
Nationwide was the best company for customer service in Farmingdale according to the NAIC.
Recent price drops
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The cheapest large national provider in Farmingdale
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Farmingdale driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Farmingdale, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Farmingdale
What Influences the Cost of Car Insurance in Farmingdale?
On average, car insurance in Farmingdale is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Farmingdale is 39 minutes, which is about the national average for a driver in the state.
- New Jersey state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Farmingdale are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Farmingdale is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Farmingdale is $86 per month for minimum coverage and $145 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Jerseyville: Insurance costs 1.10% more
- Collingwood Park: Insurance costs 0.17% more
- Reevytown: Insurance costs 1.27% more
- Carmerville: Insurance costs 1.50% more
- Howell: Insurance costs 2.31% more
- Allenwood: Insurance costs 0.23% less
- Freehold: Insurance costs 6.22% more
- Neptune: Insurance costs 7.61% more
- Tinton Falls: Insurance costs 2.54% more
- Shark River Hills: Insurance costs 0.86% more
Cities with Similar Populations
- Becker: Insurance costs 4.09% less
- Springfield: Insurance costs 2.07% more
- Park Rapids: Insurance costs 8.65% less
- Park City: Insurance costs 17.98% less
- Park City: Insurance costs 4.50% more
- Paoli: Insurance costs 19.42% less
- Palmview: Insurance costs 10.95% more
- Palmview South: Insurance costs 3.92% more
- Palmetto: Insurance costs 7.84% more
- Patterson: Insurance costs 41.21% more