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Get Cheap Car Insurance in Jerseyville, NJ
We monitor insurance prices, helping the average driver in Jerseyville save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Jerseyville
The chart below shows the cheapest car insurance company in Jerseyville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Jerseyville Insurer | Monthly Cost |
|---|---|
| State Farm | $58 |
| Geico | $61 |
| Plymouth Rock Assurance | $74 |
| NJM | $88 |
Savings for Every Kind of Jerseyville Driver
Based on our extensive insurance data, we know the average Jerseyville driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $460 per year by choosing the right vehicle insurance company. Some Jerseyville residents are paying out over $1,754 extra every year for auto insurance in Jerseyville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Jerseyville, NJ Savings / Yr. |
|---|---|
$460 |
|
$853 |
|
$655 |
|
$565 |
|
$2,268 |
|
$442 |
|
$688 |
Jerseyville Car Insurance vs. New Jersey
People living in Jerseyville pay an average of 3.43% less than the typical driver in the state. The average driver in Jerseyville can expect to pay about $1,046 per year, or $1,754 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Jerseyville for most people.
Car Insurance Prices by Jerseyville Neighborhood
Insurance Prices
Where is insurance cheapest within Jerseyville?
The map shows insurance prices in and around Jerseyville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $44 per year within the city boundaries, with insurance premiums ranging from a high of $1,760 to a low of $1,716. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the West parts of Jerseyville.Pick the Best Car Insurance Company for You in Jerseyville
The best car insurance provider for most drivers in Jerseyville
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $460 over the average Jerseyville car insurance company.
The best car insurance provider for Jerseyville drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $853 over the competition.
The best car insurance company for Jerseyville drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $655 better than other car insurance companies.
The best auto insurance for Jerseyville drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $565 less each year.
The least expensive car insurance company for new and young drivers in Jerseyville
In Jerseyville, Geico costs young drivers $2,268 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Jerseyville
Geico gave the largest car insurance discounts to married couples, averaging $442 saved each year compared to an average Jerseyville couple's premiums.
The cheapest car insurance in Jerseyville for drivers with bad credit
The best Jerseyville car insurance company for customer service
Nationwide was the best company for customer service in Jerseyville according to the NAIC.
Recent price drops
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The cheapest large national provider in Jerseyville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Jerseyville driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Jerseyville, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Jerseyville
What Influences the Cost of Car Insurance in Jerseyville?
On average, car insurance in Jerseyville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Jerseyville is 34 minutes, which is a little less than average for a driver in the state.
- New Jersey state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Jerseyville are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Jerseyville is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Jerseyville is $87 per month for minimum coverage and $146 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Farmingdale: Insurance costs 1.08% less
- Collingwood Park: Insurance costs 0.91% less
- Freehold: Insurance costs 5.07% more
- Reevytown: Insurance costs 0.17% more
- West Freehold: Insurance costs 2.91% more
- Carmerville: Insurance costs 0.40% more
- Howell: Insurance costs 1.20% more
- Colts Neck: Insurance costs 1.54% less
- Georgia: Insurance costs 0.40% more
- Tinton Falls: Insurance costs 1.43% more
Cities with Similar Populations
- Walum: Insurance costs 20.01% less
- Himyar: Insurance costs 25.71% more
- Hoskinsville: Insurance costs 38.20% less
- West Le Mars: Insurance costs 31.41% less
- West Laurens: Insurance costs 19.16% more
- Wendel: Insurance costs 0.17% more
- Weldon: Insurance costs 5.02% less
- Watervale: Insurance costs 17.10% more
- Wares Wharf: Insurance costs 31.13% less
- Himrod: Insurance costs 19.73% less